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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15413 Front Beach Rd Unit 203 , Panama City Beach, FL 32413
$325,000
Est. Payment: $1,795.58/mo
1 Bed
1 Bath
600 Sqft
Status: Active | Days on site: 124
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DWADE - B11724
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Harrison Lilly Team
Owner/Operator

House Description

Motivated to sell! Sellers will prepay the first 3 months of the buyer's HOA fees at closing! If you are looking for a proven rental powerhouse or a high-end beachfront escape, Unit 203 at the Continental Condominiums is a rare find with a track record of success. This property is a verified income producer, boasting a history of high rental revenue that reached over $43,000 in 2024 alone. Remarkably, this was achieved prior to the extensive 2025-2026 exterior renovations and modern updates, signaling even greater earning potential for the next owner. Investing here is made even simpler by an all-inclusive HOA that covers your electric bill along with water, cable, WiFi, trash, pest control, and exterior insurance, allowing for predictable margins and effortless management. The unit's unique positioning offers the perfect blend of convenience and scenery. Located on the street level, you can enjoy the luxury of walking directly from your vehicle to your front door without ever waiting for an elevator--yet because the parking garage is tucked below the building, your private balcony still provides an elevated, million-dollar view of the Gulf of Mexico sunsets. Inside, the 600-square-foot layout has been meticulously updated and feels incredibly spacious, featuring a master bedroom and a dedicated bunkroom to comfortably accommodate families and maximize your nightly rates. The interior reflects a high-end coastal aesthetic with durable LVP flooring throughout and a chef-inspired kitchen featuring custom cabinetry, quartz countertops, a wrap-around bar, and a built-in under-bar ice maker. With two brand-new HVAC units, a stackable washer and dryer, and a designer shower accessible from both sleeping areas, the unit is truly turn-key. The Continental offers a charming, boutique atmosphere with a seasonally heated pool and is perfectly situated just steps from the premier dining and shopping at Pier Park, Sharkey's, and Diego's. Whether you want to continue its legacy as a high-performing short-term rental or keep it as your own private sanctuary, this is an opportunity that stands out from the rest. Schedule your showing today and see why this unit has been such a consistent favorite for beachgoers.

Highlights

Listed by Kristina L Walton , 850-899-4008 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1786.34 Monthly

Year Built

1976

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Continental Condos

Listing ID

789100

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1

Exterior Features

Lot Dimensions:oxo
Sewer:Public Sewer
Principal Interest
$1,796
Taxes
$207
HOA
$1,786

Home Price

$325,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,795.58 $207.19 $1,786.34 $3,789.11
Yearly $21,546.94 $2,486.25 $21,436.08 $45,469.27
Total $646,408.15 $74,587.50 $643,082.40 $1,364,078.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS