3BR/2BA pool home in Colony Club in Panama City Beach. Legacy Golf Course setting, 3,200 sq ft, no HOA, plus major 2026 updates. This 3-bedroom, 2-bath Panama City Beach pool home offers approximately 3,200 square feet, multiple living areas, two offices, and a golf course setting in Colony Club. The 0.34-acre property has no HOA and is approximately 1.4 miles from Panama City Beach Public Beach Access 51. The interior provides flexible space for everyday living, entertaining, remote work, hobbies, and storage. The main living area features vaulted ceilings and arched windows overlooking the pool and golf course, while a second living area is centered around the fireplace. A formal dining area, a built-in sitting nook, a bonus room, and two separate offices add functionality without reducing the primary gathering spaces. The kitchen includes quartz countertops, extensive cabinetry, a breakfast bar, and adjoining beverage storage with bar and wine refrigerators. The primary suite offers a sitting area, a walk-in closet, a soaking tub, a separate shower, a bidet, and a double vanity. Two additional bedrooms are located on the opposite side of the home. A room originally designed as a fourth bedroom is now a large custom closet with built-in storage, a sink, and a vanity. A buyer who prefers a fourth bedroom may choose to convert the space back, making the layout especially useful for those who need additional sleeping space, storage, or a flexible-use room. Major 2026 improvements include a new HVAC system, a new water heater, and a new pool liner. Additional practical features include no HOA, public water and sewer, underground utilities, a two-car garage, a wide driveway with four parking spaces, and a location currently shown in FEMA Flood Zone X. The outdoor setting includes a large private in-ground pool with a safety fence, a fenced backyard, a covered 19-by-15-foot porch, and a thick Zoysia lawn. The rear of the property overlooks Legacy Golf Course, while the pond across Eagle Drive provides a water view from the front. Pier Park, Topgolf, shopping, dining, Gulf access, and multiple public beach access points are nearby. Northwest Florida Beaches International Airport is also within convenient driving distance for regional and out-of-state travel. Call to schedule a private showing to explore the home's space, flexible layout, pool setting, and recent 2026 improvements in person. All measurements, dimensions, fees, rental information, and other property details are approximate and should be independently verified by the buyer or buyer's agent if material to the purchase decision.