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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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331 Moonlight Bay Dr , Panama City Beach, FL 32407
$929,900
Est. Payment: $4,716.28/mo
4 Bed
3 Bath
3987 Sqft
Status: pending | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your dream home in the highly sought-after Colony Club NO HOA and where luxury, space, and the ultimate Florida lifestyle come together. Situated on an oversized homesite across from the bay with peekaboo water views, this stunning one story 4-bedroom, 3-bath residence offers an incredible blend of comfort, function, and resort-style outdoor living. Step inside to discover an expansive open-concept floor plan featuring a massive living area, oversized dining space, and an enormous chef's kitchen designed for gathering and entertaining. Two additional flex spaces provide endless possibilities for home offices, playrooms, fitness rooms, or guest overflow. The grand primary suite is a true retreat, complete with a spacious bedroom, spa-inspired bathroom featuring a soaking tub, oversized shower, separate vanities, and generous custom closet systems. Every closet throughout the home includes custom built-in shelving for elevated organization and style. Outside is where this property truly becomes unforgettable. The backyard is nothing short of extraordinary -- one of the largest and most impressive entertaining spaces you'll find. Designed for hosting and making memories, it features a beautiful pool, fire pits and chimineas, outdoor TV lounge, grilling area, and endless green space with room for soccer games, a volleyball court, and more. This is the kind of backyard people dream about. Located in the heart of the Legacy Golf Club golf course community, you're just minutes from Pier Park, 30A, Frank Brown Park, top-rated schools, shopping, dining, Topgolf, and the new hospital. Enjoy quick access to Highway 79 for easy travel and less time in traffic -- plus take your golf cart to the beach, pier park, Thomas Donuts anytime you want. Spacious, beautifully designed, and built for entertaining, this home offers the best of coastal living with room to truly live, relax, and play. *All measurements are approximate. Confirm if important*

Highlights

Listed by Tyler Plunkett , 205-577-0890 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.44

Year Built

2018

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Colony Club

Listing ID

790244

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:110x176
Sewer:Public Sewer
Principal Interest
$4,716
Taxes
$664

Home Price

$929,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$185,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,716.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,716.28 $663.75 $0.00 $5,380.03
Yearly $56,595.33 $7,965.00 $0.00 $64,560.33
Total $1,697,859.85 $238,950.00 $0.00 $1,936,809.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS