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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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334 Moonlight Bay Dr , Panama City Beach, FL 32407
$1,330,000
Est. Payment: $6,745.51/mo
3 Bed
2 Bath
2415 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Once-in-a-Lifetime Waterfront Opportunity on Moonlight Bay Drive! Experience breathtaking waterfront living with some of the widest water views available in all of Panama City Beach! Situated on an impressive 200-foot-deep waterfront lot, this exceptional contemporary style home offers the perfect combination of luxury, comfort, and an unbeatable location. Boaters will appreciate the reinforced seawall, brand-new 100-foot dock, and covered boathouse, making this property ideal for enjoying life on the water. The home also features a private well for the irrigation system, helping maintain the beautifully landscaped grounds with ease. Freshly updated inside and out with new interior and exterior paint, this meticulously maintained residence showcases new tile floors and existing beautiful wood engineered flooring, with comfortable New Berber carpet in the primary and guest bedrooms. Soaring 10- and 12-foot ceilings, architectural columns, and elegant transom windows create a bright, open atmosphere filled with natural light. The spacious primary suite is a true retreat, featuring a luxurious custom bathroom with a frameless glass walk-in shower, private water closet, and an oversized walk-in closet complete with custom shelving. Both guest bedrooms also offer oversized closets with abundant storage. The heart of the home is the spectacular new custom kitchen, thoughtfully designed for the culinary enthusiast. Features include an oversized island and countertop workspace, custom lighting, glass-front cabinetry, double double ovens (four ovens total), matte black fixtures and hardware, and exceptional storage. A large pantry and dedicated laundry room provide even more functionality. Additional upgrades and features of the home include: Deep cleaning of the a/c ductwork throughout the home Epoxy Coating on the spacious two-car garage All new 200-amp electrical service Matte black plumbing fixtures and hardware throughout Enclosed Florida room overlooking the water Multiple 8-foot sliding glass doors that seamlessly connect indoor and outdoor living Whether you're relaxing in the Florida room, entertaining guests, or heading out for a day on the water, this home offers an unmatched waterfront lifestyle. Rarely does an opportunity like this become available. Don't miss your chance to own one of the finest waterfront properties on Moonlight Bay Drive with panoramic water views that truly have to be seen to be believed!

Highlights

Listed by Tammy E Snow , 239-560-1288 and Shelby Elmore Snow , 850-716-3335 RC Real Estate Group , 850-249-6100. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.63

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Colony Club Hrbr Ph 1

Listing ID

793326

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:105.0 ft x 264.0 ft
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$6,746
Taxes
$605

Home Price

$1,330,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$266,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,745.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,745.51 $604.81 $0.00 $7,350.32
Yearly $80,946.11 $7,257.70 $0.00 $88,203.81
Total $2,428,383.26 $217,731.00 $0.00 $2,646,114.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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