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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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334 Moonlight Bay Dr , Panama City Beach, FL 32407
$1,299,000
Est. Payment: $7,176.79/mo
3 Bed
2 Bath
2415 Sqft
0.64 Acres
Status: Active | Days on site: 25
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Harrison Lilly Team
Owner/Operator

House Description

Once-in-a-Lifetime Waterfront Opportunity on Moonlight Bay Drive! Experience breathtaking waterfront living with some of the widest water views available in all of Panama City Beach! Situated on an impressive 200-foot-deep waterfront lot, this exceptional contemporary style home offers the perfect combination of luxury, comfort, and an unbeatable location. Boaters will appreciate the reinforced seawall, brand-new 100-foot dock, and covered boathouse, making this property ideal for enjoying life on the water. The home also features a private well for the irrigation system, helping maintain the beautifully landscaped grounds with ease. Freshly updated inside and out with new interior and exterior paint, this meticulously maintained residence showcases new tile floors and existing beautiful wood engineered flooring, with comfortable New Berber carpet in the primary and guest bedrooms. Soaring 10- and 12-foot ceilings, architectural columns, and elegant transom windows create a bright, open atmosphere filled with natural light. The spacious primary suite is a true retreat, featuring a luxurious custom bathroom with a frameless glass walk-in shower, private water closet, and an oversized walk-in closet complete with custom shelving. Both guest bedrooms also offer oversized closets with abundant storage. The heart of the home is the spectacular new custom kitchen, thoughtfully designed for the culinary enthusiast. Features include an oversized island and countertop workspace, custom lighting, glass-front cabinetry, double double ovens (four ovens total), matte black fixtures and hardware, and exceptional storage. A large pantry and dedicated laundry room provide even more functionality. Additional upgrades and features of the home include: Deep cleaning of the a/c ductwork throughout the home Epoxy Coating on the spacious two-car garage All new 200-amp electrical service Matte black plumbing fixtures and hardware throughout Enclosed Florida room overlooking the water Multiple 8-foot sliding glass doors that seamlessly connect indoor and outdoor living Whether you're relaxing in the Florida room, entertaining guests, or heading out for a day on the water, this home offers an unmatched waterfront lifestyle. Rarely does an opportunity like this become available. Don't miss your chance to own one of the finest waterfront properties on Moonlight Bay Drive with panoramic water views that truly have to be seen to be believed!

Highlights

Listed by James R Holt , 850-249-6100 RC Real Estate Group , 850-249-6100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.64

Year Built

1997

County

Bay

Area

27 - Bay County

Neighborhood

Colony Club Harbour Ph 1

Listing ID

1010246

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Microwave, Oven Double, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile
Other:
  • ▪ Additional:Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted, Fireplace, Lighting Recessed, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Bay
Lot Dimensions:105.0 ft x 264.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boatlift, Dock, Sprinkler System, Deck Open, Patio Enclosed
Sewer:Public Sewer
Parking Features:Boat
Principal Interest
$7,177
Taxes
$630

Home Price

$1,299,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$259,800
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Monthly Price:
$7,176.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,176.79 $630.01 $0.00 $7,806.80
Yearly $86,121.45 $7,560.10 $0.00 $93,681.55
Total $2,583,643.64 $226,803.00 $0.00 $2,810,446.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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