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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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306 Moonlight Bay Dr , Panama City Beach, FL 32407
$1,150,000
Est. Payment: $6,353.58/mo
0.67 Acres
Status: Active | Days on site: 20
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ELMM - E26014
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

TRANQUIL BAYFRONT OPPORTUNITY | 101.1' OF WEST BAY FRONTAGE WITH GULF ACCESS Create your legacy home at 306 Moonlight Bay Drive, a rare bayfront homesite on the peaceful shores of West Bay in Panama City Beach. This buildable parcel offers 101.1 feet of bay frontage and features a fortified seawall already in place, providing shoreline protection and long-term value. Surrounded by a slow-moving saltwater marsh, the setting is serene and naturally beautiful. Located within a designated West Bay sector plan, the area's resources are preserved for the future. Enjoy a 25-minute boat ride to the turquoise waters of the Gulf of Mexico, while remaining close to shopping, dining, golf, and the white-sand beaches of Panama City Beach. Surrounded by a slow-moving saltwater marsh, the setting is serene and naturally beautiful. Located within a designated West Bay sector plan, the area's resources are preserved for the future. Enjoy a 25-minute boat ride to the turquoise waters of the Gulf of Mexico, while remaining close to shopping, dining, golf, and the white-sand beaches of Panama City Beach.
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Highlights

Listed by Angela L Cummins , 850-255-5908 Linda Miller Real Estate LLC , 850-974-8885. Emerald Coast Multiple Listing Services

Property Type

Vacant Land
Lot/Acreage
0.67

County

Bay

Area

27 - Bay County

 Neighborhood

Colony Club Harbour Ph 1

Listing ID

992817

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Interior Features

Exterior Features

Lot:Bay,Shore - Seawall
Lot Dimensions:Approximately 101.1 x 272.9 x 101.1 x 279.2
Zoning:Resid Single Family
Principal Interest
$6,354
Taxes
$733

Home Price

$1,150,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,353.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,353.58 $733.13 $0.00 $7,086.71
Yearly $76,243.01 $8,797.50 $0.00 $85,040.51
Total $2,287,290.37 $263,925.00 $0.00 $2,551,215.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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