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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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345 Robinson Bluff Rd , Panama City Beach, FL 32407
$450,403
Est. Payment: $2,488.41/mo
4 Bed
4 Bath
2245 Sqft
0.1 Acres
Status: Pending | Days on site: 82
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Harrison Lilly Team
Owner/Operator

House Description

This home is under construction, and offers a perfect blend of elegance and relaxation, ideally suited for those in search of an exquisite second home or a serene vacation retreat. With two stories, this home has four bedrooms, 3.5 well-appointed bathrooms, and the convenience of a single car garage. As you step through the inviting covered entry you enter a graceful foyer that flows seamlessly into an elegant dining area, setting the stage for memorable family gatherings. The heart of the Alabaster features an open-concept kitchen and family room, where a spacious center island, ample pantry, and abundant cabinetry invite culinary exploration and effortless entertaining. Interior design features of this home include EVP flooring throughout, elegant quartz countertops, tile backsplash in the kitchen and stainless-steel appliances. Tranquility defines the main-level primary suite, complete with a luxe ensuite bath featuring a dual sink vanity, an oversized shower, and a spacious walk-in closet. Venture upstairs to discover a versatile living space that is ideal for media enjoyment or as an additional lounge space--flanked by three additional bedrooms. Each additional bedroom has been designed with spacious closets and two share a bath while the fourth bedroom has a private ensuite bathroom. Added conveniences include a substantial main-level laundry room with provisions for full-size appliances and a discreetly located powder room near the foyer.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

189 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Colonial Landing

Listing ID

791437

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Separate Shower, Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:40x110
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,488
Taxes
$287
HOA
$189

Home Price

$450,403

Loan Details

30 yrs
7.374%

Down Payment

20%
$90,081
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,488.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,488.41 $287.13 $189.00 $2,964.54
Yearly $29,860.94 $3,445.58 $2,268.00 $35,574.52
Total $895,828.21 $103,367.49 $68,040.00 $1,067,235.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS