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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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259 Phillips Bluff Ave , Panama City Beach, FL 32407
$318,186
Est. Payment: $1,757.93/mo
3 Bed
3 Bath
1470 Sqft
Status: Active | Days on site: 12
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 259 Phillips Bluff Avenue, a new townhome at Colonial East Townhomes in Panama City Beach Florida. This end unit home offers a pond view from the back patio. Inside you will find a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, quartz countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Additional interior features include windows surrounding the living area allowing for natural light and EVP flooring throughout main level with carpet on the stairs and second floor hallway. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. This townhome is equipped with a Smart Home Technology Package featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for more information on this townhome.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

281 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Colonial Landing

Listing ID

794644

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:20x100
Zoning:Resid Multi-Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,758
Taxes
$203
HOA
$281

Home Price

$318,186

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,637
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,757.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,757.93 $202.84 $281.00 $2,241.78
Yearly $21,095.18 $2,434.12 $3,372.00 $26,901.30
Total $632,855.45 $73,023.69 $101,160.00 $807,039.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS