Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

258 Phillips Bluff Ave , Panama City Beach, FL 32407
$278,200
Est. Payment: $1,410.98/mo
3 Bed
3 Bath
1470 Sqft
Status: pending | Days on site: 90
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

This exterior unit townhome offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, granite countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Beautiful windows surround the living area allowing for natural light. Interior features of this home include EVP flooring throughout the common areas and stairs, the upstairs has plush carpet, quartz countertops in the kitchen and an appliance package that includes stainless smooth top stove, microwave and dishwasher. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. This townhome is equipped with a Smart Home Technology Package featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for more information on this townhome.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1124 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Colonial Landing

Listing ID

789977

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:20x100
Zoning:Resid Multi-Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,411
Taxes
$177
HOA
$1,124

Home Price

$278,200

Loan Details

30 yrs
6.529%

Down Payment

20%
$55,640
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,410.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,410.98 $177.35 $1,124.00 $2,712.33
Yearly $16,931.73 $2,128.23 $13,488.00 $32,547.96
Total $507,952.05 $63,846.90 $404,640.00 $976,438.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS