Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

515 Beachside Gardens , Panama City Beach, FL 32413
$4,750,000
Est. Payment: $26,243.07/mo
5 Bed
7 Bath
4058 Sqft
0.15 Acres
Status: Active | Days on site: 4
Get Pre-Qualified
EC.enau1 - EC.e29623,EC.e29022
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Exceptional coastal luxury meets elevated design in this one-of-a-kind residence offering an impressive 6,969 total square feet, including 4,058 square feet of conditioned living space. Thoughtfully designed across four levels, this extraordinary home features 5 bedrooms, 5 full bathrooms, 2 half bathrooms, a two-car garage, four wet bars, eight exterior decks, and a private pool and spa--creating the ultimate setting for entertaining, relaxing, and enjoying the coastal lifestyle. The first level is perfectly designed for poolside living, featuring a spacious recreation room, guest bedroom, full bath, wet bar, and direct access to the private pool and multiple outdoor decks. The second level serves as the heart of the home with an expansive open-concept kitchen, dining area, island bar, and inviting living room. Two additional bedrooms and bathrooms provide comfortable accommodations for family and guests, while multiple decks extend the living spaces outdoors. The third level offers an impressive bunk room with a private bath along with the luxurious primary suite and bath. Step outside onto the private deck and balcony to take in endless views of the Gulf--an unforgettable backdrop for morning coffee, evening sunsets, and everything in between. At the top, the fourth level delivers an exceptional entertaining space featuring a large rooftop deck, wet bar, and half bath, providing yet another place to gather and enjoy the surrounding coastal scenery. With eight exterior decks, multiple indoor and outdoor entertaining spaces, four wet bars, a private pool and spa, and spectacular Gulf views, this remarkable residence was designed to embrace luxury coastal living from every level. Whether enjoyed as a primary residence, second home, or investment property, this is a truly distinctive opportunity that must be experienced in person.

Highlights

Listed by Anne J Thomas , 850-556-0953 and Lyndon T Jackson , 850-419-5072 The Naumann Group Real Estate Inc , 850-325-1681. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

5151 Annually

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Carillon Beach

Listing ID

795382

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:7

Exterior Features

Lot Dimensions:110x120
Principal Interest
$26,243
Taxes
$2,828
HOA
$5,151

Home Price

$4,750,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$950,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$26,243.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $26,243.07 $2,828.41 $5,151.00 $34,222.47
Yearly $314,916.79 $33,940.90 $61,812.00 $410,669.69
Total $9,447,503.69 $1,018,227.00 $1,854,360.00 $12,320,090.69

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS