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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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274 Beachside Dr , Panama City Beach, FL 32413
$15,900,000
Est. Payment: $87,845.21/mo
7 Bed
10 Bath
6851 Sqft
0.33 Acres
Status: Active | Days on site: 8
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BCRI - B1146,B1147
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Harrison Lilly Team
Owner/Operator

House Description

Extraordinary Gulf-Front Living on the Emerald Coast Imagine stepping from your private dune walkover onto a magnificent Gulf-front estate, perched high above the shoreline on a 20+ foot high dune, where sweeping views, exceptional craftsmanship, and effortless coastal living converge. Set within the exclusive gated community of Carillon Beach, this extraordinary 6,831-square-foot solid-concrete estate offers a rare combination of privacy, scale, luxury, and versatility. From its elevated position, the property captures spectacular panoramic views of the Gulf of Mexico and Lake Powell--one of Florida's celebrated coastal dune lakes. Designed for both grand entertaining and relaxed everyday living, the estate encompasses a magnificent main residence and a beautifully appointed separate guest house. This beachfront property offers remarkable flexibility for a primary residence, luxury second home, multi-generational retreat, or investment property. The two homes may also be rented together or independently. The combination of main house and guest house features 7 bedroom/bath ensuites and 3 half baths, offering an exemplary private living experience. There is a 3-car garage plus additional on site parking providing space for up to 7 vehicles. Throughout the home, custom details and premium finishes create an elevated residential experience, including custom Italian closets by Lizzoni, designer window treatments, and top of the line appliances and custom finishes. At the center of the home is an impressive living and entertaining space designed to make a statement. A dramatic stone fireplace anchors the room, while an 85-inch television, glass-enclosed wine wall for 20+ bottles, and expansive bar area creates an exceptional setting for entertaining family and friends. The dining area takes full advantage of the spectacular Gulf views and flows seamlessly into a chef's kitchen outfitted for serious culinary use. Highlights include a 60-inch Sub-Zero refrigerator/freezer, 48-inch Wolf gas range, and 30-inch double oven. A generous walk-in butler's pantry adds another full-size refrigerator and freezer, along with abundant storage and workspace. A Private Home Theater For unforgettable movie nights and entertaining, the residence includes an exceptionally spacious private media room featuring an 11-foot wall-to-ceiling screen, quartz-topped bar, and under-counter refrigerator. The media room can also be secured and separated from rental areas, adding another layer of flexibility for owners who choose to use the property as a luxury vacation home. Separate Guest House Overlooking the resort-style pool, the separate guest house offers privacy and independence while remaining seamlessly connected to the main estate. Expansive 8-foot-high windows frame beautiful views of both the Gulf and Lake Powell. The guest house features a full kitchen with island bar, two private bedroom/baths ensuites, a powder room and laundry room - ideal for visiting family, extended guests, a private retreat, or additional rental income. Resort-Style Outdoor Living Outside, the property becomes its own private coastal retreat. A large private saltwater pool is surrounded by custom travertine decking and mature palms, creating a relaxed resort atmosphere just steps from the Gulf. Sunning, relaxing, and dining areas on the deck complete the perfect outdoor setting. The Multiple covered porches provide inviting spaces for morning coffee, sunset cocktails, al fresco dining, or simply enjoying the extraordinary coastal setting. And when it's time to experience the beach, a private dune walkover provides direct access to the Gulf shoreline. Advanced Technology, Security & Infrastructure Behind the beauty of the estate is an extensive suite of technology and infrastructure designed to provide effortless ownership, comfort, and security. Advanced Technology, Security & Infrastructure Behind the beauty of the estate is an extensive suite of technology and infrastructure designed to provide effortless ownership, comfort, and security. A professionally integrated smart-home system controls lighting, security, Wi-Fi, entertainment, and audio throughout the property, with convenient mobile-app access for owners who travel or live elsewhere. Indoor and outdoor audio allows music and television to be enjoyed throughout the property, while property-wide Wi-Fi extends all the way to the beach. Security features include seven perimeter cameras and a video doorbell, with 24/7 recording covering exterior entrances, the beach side, street side, pool area, driveway, and garage. A whole-property water filtration and softening system with carbon filtration serves both the home and pool. Dehumidifiers with dedicated drain lines are installed on every floor of both residences. Additional conveniences include two private owners' storage closets within the main house, an elevator, and thoughtfully designed infrastructure throughout both homes.Pl The Carillon Beach Lifestyle Located within the highly desirable private community of Carillon Beach, this estate places you in one of the Emerald Coast's most distinctive coastal settings--where Gulf-front living, natural beauty, privacy, and community amenities come together. Just outside the gates, everyday conveniences are remarkably close, including Publix, Wells Fargo, a gas station, liquor store, and additional dining options such as The Huntsman. Within Carillon Beach itself, owners and guests enjoy access to restaurants and community amenities. A Rare Emerald Coast Offering From its commanding dune-top setting and private Gulf access to its expansive main residence, separate guest house, resort-style saltwater pool, exceptional entertaining spaces, and sophisticated technology systems, this property represents an extraordinary opportunity on the Emerald Coast. Whether envisioned as a private family compound, luxury second home, full-time residence, or income-producing investment, this remarkable Gulf-front estate offers an exceptional level of space, privacy, flexibility, and coastal living. A truly rare opportunity to own an extraordinary piece of Florida's Gulf Coast.

Highlights

Listed by Frances W Bright , 850-832-1185 and Bobby W Stephens , 850-832-7838 Carillon Realty Inc , 850-234-5600. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

5736.32 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Carillon Beach

Listing ID

796014

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:10
  • ▪ Full Bathrooms:7
  • ▪ 1/2 Bathrooms:3
Appliances:Bar Fridge, Washer/Dryer Stacked, Electric Oven, Electric Water Heater, Gas Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Sitting Area in Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:44.0 ft x 317.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$87,845
Taxes
$2,264
HOA
$5,736

Home Price

$15,900,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$3,180,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$87,845.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $87,845.21 $2,264.14 $5,736.32 $95,845.67
Yearly $1,054,142.52 $27,169.70 $68,835.84 $1,150,148.06
Total $31,624,275.52 $815,091.00 $2,065,075.20 $34,504,441.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS