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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 Dunecrest Ln , Panama City Beach, FL 32413
$2,350,000
Est. Payment: $11,918.76/mo
3 Bed
4 Bath
2256 Sqft
Status: active | Days on site: 361
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This southern cottage-style beach house, masterfully designed by renowned AIA architect Gary Justiss, is nestled in the serene, private gated community of Carillon Beach. Offering a blend of exclusive privacy and contemporary elegance, this home offers an unmatched living experience near the sea. The house boasts three nicely appointed bedrooms and four baths, providing ample space for family and guests alike. The master suite, conveniently located on the first floor, features elegant design and comfort, making it a perfect retreat after a day spent by the ocean. The living spaces are graced with tall ceilings that enhance the airy and open feel. Living spaces extend seamlessly outdoors to the spacious porches, offering a view of the surrounding landscapes and the perfect setting for relaxation or entertaining. The outdoor area further enhances the leisurely beach lifestyle with a convenient outdoor shower, ideal for rinsing off after a beach day, and a bike shed to store beach gear. Adding to the function and charm of the property, an outbuilding is currently utilized as a combination mancave and greenhouse. This additional structure offers potential for various uses, adapting to the homeowner's lifestyle needs. The ample backyard, set against a backdrop of lush greenery and coastal breezes, features raised bed planters for gardening enthusiasts. This space is also suitable for accommodating a pool, offering potential for an idyllic outdoor oasis tailored to leisure and entertainment. Each detail in this home speaks of thoughtful design and high-quality craftsmanship. This beach house embodies a lifestyle perfect for those seeking a permanent residence, a holiday home by the sea, or an investment property.

Highlights

Listed by Frances W Bright , 850-832-1185 and Bobby W Stephens , 850-832-7838 Carillon Realty Inc , 850-234-5600. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Carillon Beach Phase I

Listing ID

776120

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:70.5x80
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Outdoor Shower
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$11,919
Taxes
$599
HOA
$0

Home Price

$2,350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$470,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,918.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,918.76 $598.67 $0.00 $12,517.42
Yearly $143,025.08 $7,184.00 $0.00 $150,209.08
Total $4,290,752.38 $215,520.00 $0.00 $4,506,272.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS