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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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123 Cottage Ct , Panama City Beach, FL 32413
$1,579,000
Est. Payment: $8,007.56/mo
3 Bed
3 Bath
2244 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Carillon Beach, a breathtakingly beautiful gated gulf front community where nearly a mile of pristine beach awaits your arrival, inviting you to unwind and create lifelong memories! This enchanting 3 story house in the charming Cottage District boasts a picturesque lighted path meandering through native plants, leading you to the vibrant Bellview Pool, Basketball Courts, and the exciting Pickleball Court! You're also just a stone's throw away from the beach! This incredible house features an innovative inverted floor plan, with the kitchen perfectly positioned on the second floor, offering a unique twist on traditional living! Another outstanding feature is the rare one car garage, a true gem in Carillon! This expansive 3 bedroom, 3 bathroom home with bonus room is designed to provide ample space for you and your loved ones to relax, unwind, and cherish quality time together! For added peace of mind, the seller has meticulously maintained the exterior, ensuring a worry-free experience for you! Additionally, Carillon Beach offers an impressive array of amenities, including three pools, one of which is beautifully situated gulf front! Don't miss this incredible opportunity to own a piece of paradise!

Highlights

Listed by Frances W Bright , 850-832-1185 and Robert W Stephens , 850-832-7838 Carillon Realty Inc , 850-234-5600. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

Year Built

2007

County

Bay

Area

27 - Bay County

Neighborhood

Carillon Beach Ph Xxxvi

Listing ID

1004039

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed

Exterior Features

Lot:Covenants,Restrictions,Sidewalk,Within 1/2 Mile to Water
Lot Dimensions:40X80
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Shower, Sprinkler System, Porch
Sewer:Public Sewer
Principal Interest
$8,008
Taxes
$910
HOA
$0

Home Price

$1,579,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$315,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,007.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,007.56 $909.69 $0.00 $8,917.25
Yearly $96,090.70 $10,916.33 $0.00 $107,007.03
Total $2,882,720.99 $327,489.90 $0.00 $3,210,210.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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