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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15928 Front Beach Rd Unit 31212 , Panama City Beach, FL 32413
$859,000
Est. Payment: $4,356.69/mo
3 Bed
3 Bath
2117 Sqft
Status: active | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Investor Alert! Major price drop! Highly motivated seller, on this incredible investment opportunity. Don't miss your chance before its gone! Welcome to Calypso Tower 3! Stunning in every way, from its ideal floor height to its designer interior and extraordinary wraparound balcony, this unit delivers truly unmatched panoramic views. Enjoy unobstructed vistas of the Gulf, Pier Park, and the dazzling city lights, all complemented by breathtaking sunsets. Located in Panama City Beach, a destination now gaining national recognition as it evolves from its former spring break reputation into a premier family-friendly luxury market, this property places you at the center of it all. Welcome to a rare coastal oasis featuring one of the most exclusive floor plans in the building. This is the only 3-bedroom, 3-bath end unit per floor, with just 22 units of this kind in the entire tower-making it truly one of a kind. Whether you're seeking a private retreat or a high-performing vacation rental, this residence offers exceptional versatility. Spanning approximately 2,117 square feet, this unit is highlighted by an expansive 609-square-foot wraparound balcony-perfect for entertaining or simply taking in sweeping views from every angle. The Gulf-front primary suite offers a luxurious escape, complete with a spa-inspired bathroom featuring a large walk-in shower with dual shower heads. From day to night, enjoy spectacular scenery including the illuminated Pier Park, the iconic Ferris wheel, and seasonal fireworks displays (weather permitting), all from the comfort of your private balcony. Professionally furnished and thoughtfully upgraded throughout, this unit is more than just a condo-it's a statement of refined beachfront living. From the moment you enter, the quality and attention to detail are undeniable. Enjoy an impressive collection of resort-style amenities, including a lagoon-style pool, hot tub, well-appointed fitness center, on-site dining with al fresco seating, and direct beach access-offering a true luxury lifestyle just steps from the sand. Don't miss this rare opportunity to own one of the most distinctive and sought-after units in Panama City Beach. Schedule your private showing today and experience elevated coastal living at its finest.

Highlights

Listed by Angela Stanley , 850-319-6479 Better Homes and Gardens Coast Properties , 850-687-9988. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1631.03 Monthly

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Calypso Towers III

Listing ID

787946

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:00x00
Zoning:Resid Multi-Family
Roof:Tile
Sewer:Public Sewer
Principal Interest
$4,357
Taxes
$706
HOA
$1,631

Home Price

$859,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$171,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,356.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,356.69 $705.75 $1,631.03 $6,693.47
Yearly $52,280.23 $8,469.00 $19,572.36 $80,321.59
Total $1,568,406.93 $254,070.00 $587,170.80 $2,409,647.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS