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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15928 Front Beach Rd Unit 1505 , Panama City Beach, FL 32413
$399,999
Est. Payment: $2,209.94/mo
1 Bed
2 Bath
1103 Sqft
Status: Active | Days on site: 15
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Harrison Lilly Team
Owner/Operator

House Description

Just steps from the beach and offering gulf views from its private balcony, this professionally designed and thoughtfully updated 1BR+BUNKS/2BA condo in Calypso Tower 3 brings together an easygoing beach lifestyle, contemporary interiors, and the convenience of one of Panama City Beach's most walkable resort locations. Completed in 2021, Tower 3 remains the most recently built high-rise resort in the area, while its location puts the beach, Pier Park, and some of the area's most popular dining, shopping, and entertainment within easy reach. The condo has generated $32,500 in booked rental revenue for 2025 and $46K in booked rental revenue for 2026 by the end of September. Inside, 9-ft ceilings, an open layout, and abundant natural light create a bright and airy feel, complemented by soothing coastal paint colors and quality modern finishes. LVP flooring throughout the living areas and bedrooms offers the look of hardwood with the durability and easy maintenance that make sense for a beach home, while tile flooring in the bathrooms provides a practical finish. The kitchen features quartz countertops, stainless steel appliances, subway tile, generous cabinetry, and a breakfast bar with seating for four. Shiplap detailing along the front of the bar adds a subtle coastal touch. Blackout shades add comfort when it's time to unwind. The primary bedroom offers a private bath with a glass-enclosed walk-in shower, while built-in twin bunk beds in the hallway provide additional sleeping space without taking away from the open living area. A second full bath with a tub/shower combination offers added privacy and convenience for guests, and a dedicated laundry closet with stacked washer and dryer keeps everyday essentials neatly tucked away. The 10-ft-wide balcony gives you room to settle in outdoors, enjoy the breeze, and take in the breathtaking views. New Polywood table and chairs provide comfortable, durable outdoor seating, while a custom 6-inch foam pad on the patio sun bed makes it easy to stretch out and stay awhile. Enjoy everything the resort has to offer with an array of amenities designed for relaxation and fun including a beachfront pool heated year-round, hot tub, tiki bar, fire pit, fitness center, covered parking, private beach walkover, and cabana rentals. Beyond the resort, Pier Park is right next door, with other restaurants, shopping, entertainment, and newer attractions like Topgolf and Dolly Parton's Pirates Voyage Dinner & Show all close by. With its newer construction, thoughtful updates, and beach-and-Pier Park location, this Calypso Tower 3 condo offers an easy way to enjoy the best of Panama City Beach and the Emerald Coast. See it for yourself today! ** Seller willing to accept offers in precious metals like gold or silver, full or partial metal and rest cash. **

Highlights

Listed by Craig Duran , 850-290-0417 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2549.4 Quarterly

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Calypso Towers III

Listing ID

795160

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Coffered Ceiling(s), Main Level Primary

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$2,210
Taxes
$371
HOA
$2,549

Home Price

$399,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
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Monthly Price:
$2,209.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,209.94 $370.66 $2,549.40 $5,129.99
Yearly $26,519.24 $4,447.89 $30,592.80 $61,559.93
Total $795,577.27 $133,436.70 $917,784.00 $1,846,797.97

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS