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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15928 Front Beach Road 3-704 , Panama City Beach, FL 32413
$399,500
Est. Payment: $2,026.19/mo
1 Bed
2 Bath
1074 Sqft
Status: pending | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the best of beachfront living in one of the most sought-after floor plans at Calypso Tower III Resort. Perfectly positioned on the 7th floor, this beautifully appointed one-bedroom, two-bath residence offers the ideal elevation--high enough to capture breathtaking panoramic views of the emerald Gulf and sugar-white beaches, yet low enough to enjoy the relaxing sound of the waves from the oversized private balcony. The elevator stack units are one of only two exclusive locations in Calypso Tower 3 that feature one bed units with the bedroom overlooking the Gulf and offering direct access to the expansive balcony. Wake up each morning to spectacular water views or enjoy the panoramic views of the gulf, pier, and city lights by night. The sunset perspective is simply unmatched! Professionally designed and thoughtfully equipped, the residence offers an open, inviting layout with spacious living areas, a dedicated laundry room, generous closets, and a private lockable owner's closet--ideal for securing personal belongings while maximizing rental potential. As the newest luxury high-rise condominium in Panama City Beach, Calypso Tower III delivers an exceptional resort lifestyle in one of the area's most coveted locations. Situated directly beside Pier Park and overlooking the iconic Russell-Fields Pier, owners and guests can enjoy restaurants, shopping, entertainment, live music, and family attractions just steps away--making it easy to leave the car parked throughout your stay. Resort amenities are second to none and include an expansive zero-entry resort pool, state-of-the-art fitness center, hot tub, tiki bars, on-site dining and retail, beautifully landscaped grounds, and an inviting fire pit area. End each day with unforgettable sunsets from one of the most spectacular vantage points on Panama City Beach. Whether you're searching for a luxurious personal beachfront retreat, a high-performing vacation rental, or both, this exceptional residence offers the rare combination of location, floor plan, amenities, and views that discerning buyers seek.

Highlights

Listed by Robyn Helt , 850-240-2700 Elite Real Estate Services of NWFL. LLC , 850-240-2700. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

827.45 Monthly

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Calypso Towers III

Listing ID

793128

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:City
Roof:Clay,Membrane,Tile
Sewer:Public Sewer
Principal Interest
$2,026
Taxes
$255
HOA
$827

Home Price

$399,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,026.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,026.19 $254.68 $827.45 $3,108.32
Yearly $24,314.26 $3,056.17 $9,929.40 $37,299.84
Total $729,427.90 $91,685.25 $297,882.00 $1,118,995.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS