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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15928 Front Beach 3-1902 , Panama City Beach, FL 32413
$638,000
Est. Payment: $3,235.82/mo
3 Bed
2 Bath
1321 Sqft
Status: active | Days on site: 131
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Investor Alert! Major price drop! Highly motivated seller, on this incredible investment opportunity. Don't miss your chance before its gone! Welcome to this beautifully upgraded 3-bedroom, 2-bath condo in Calypso Tower III, ideally located on the 19th floor with stunning views of the Gulf of America. This turnkey unit features custom shiplap accents throughout the entry, hallway, kitchen, and living area, creating a modern coastal design buyers love. The kitchen is equipped with quartz countertops, stainless steel appliances, and an upgraded built-in dry bar with wine rack-perfect for entertaining. Enjoy an oversized private balcony offering expansive outdoor living space and breathtaking sunset views. The unit is sold fully furnished with high-quality décor, making it rental-ready or ideal for a second home. Unit Highlights: 3BR / 2BA - strong rental layout 19th-floor elevation with Gulf views Oversized balcony Quartz countertops + upgraded finishes Built-in dry bar with wine rack Fully furnished / turnkey Resort Amenities Include: Lagoon-style pool Hot tub Cabanas & tiki bar Fitness center Covered parking & easy beach access Located just steps from Pier Park shopping, dining, and entertainment, this property offers excellent short-term rental potential and strong investment value. Schedule your private showing today, this one stands out from the rest.

Highlights

Listed by Angela Stanley , 850-319-6479 Better Homes and Gardens Coast Properties , 850-687-9988. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1204.2 Monthly

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Calypso Towers III

Listing ID

787725

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:00x00
Zoning:Resid Multi-Family
Roof:Clay,Tile
Sewer:Public Sewer
Principal Interest
$3,236
Taxes
$407
HOA
$1,204

Home Price

$638,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,235.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,235.82 $406.72 $1,204.20 $4,846.74
Yearly $38,829.79 $4,880.70 $14,450.40 $58,160.89
Total $1,164,893.62 $146,421.00 $433,512.00 $1,744,826.62

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS