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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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277 Palmeras Marinas Ln , Panama City Beach, FL 32407
$354,000
Est. Payment: $1,795.42/mo
3 Bed
3 Bath
1433 Sqft
Status: active | Days on site: 150
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 277 Palmeras Marinas Lane in Caballeros Estates at Hombre, where location, layout, and income potential all come together. Just a short drive from the white sand beaches, this fully furnished 3-bedroom, 2.5-bath townhome is ready to step into immediately, whether that's for your own use, a second home, or a turn-key investment. The Palm floorplan was designed with intention. All bedrooms are tucked upstairs for privacy, while the main level is open and inviting, perfect for hosting, relaxing after a beach day, or accommodating guests. The kitchen is clean and timeless with ivory shaker-style cabinetry, granite countertops, a center island with an undermount sink, and Whirlpool appliances, giving it that polished coastal feel buyers are looking for. What truly sets this property apart is its proven vacation rental history, along with current and future bookings already in place. This isn't a ''start from scratch'' investment, it's one you can walk into with momentum already built. Additional features include a 1-car garage and widened driveway allowing for side-by-side parking, something guests and owners alike will appreciate in a beachside community. Whether you're looking to generate income, enjoy the Florida lifestyle, or both, this one offers the flexibility to do it all. Live where others vacation, and own something that works just as hard as you do.

Highlights

Listed by Victoria Gillman , 850-776-8223 Gillman Group Realty , 850-776-8223. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

940 Annually

Year Built

2024

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Caballeros Estates at Hombre

Listing ID

787083

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Double Vanity, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:20x100
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$1,795
Taxes
$264
HOA
$940

Home Price

$354,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,795.42 $264.17 $940.00 $2,999.59
Yearly $21,545.05 $3,170.00 $11,280.00 $35,995.05
Total $646,351.63 $95,100.00 $338,400.00 $1,079,851.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS