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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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249 Dama Del Mar Way , Panama City Beach, FL 32407
$439,768
Est. Payment: $2,429.65/mo
5 Bed
3 Bath
2145 Sqft
0.17 Acres
Status: Pending | Days on site: 104
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DROFEC - B10758,B12593,B12456
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Harrison Lilly Team
Owner/Operator

House Description

This stunning home offers a combination of comfort and elegance, perfect for a primary residence or a luxurious second home. This home is under construction and features the Kennedy floorplan, beautifully crafted with five bedrooms and three full bathrooms, complemented by a spacious two-car garage. As you enter this home you will find a bright, open-concept living space, where natural light floods through windows, highlighting the home's contemporary charm. Entertain with ease in the expansive living area and appointed dining room, where the large kitchen island serves as the centerpiece, perfect for hosting gatherings or enjoying casual family meals. The kitchen is designed with functionality and modern conveniences with quartz countertops, sleek soft-close Shaker-style cabinets, stainless-steel appliances that include a stove, microwave and dishwasher as well as a large center island and a spacious corner pantry. Retreat to the privacy of the primary bedroom that features an ensuite bathroom with a soak tub, a separate standing shower, a dual sink vanity with quartz countertops and lower cabinetry for storage. This home has four additional bedrooms, and two shared bathrooms located in separate areas giving the feel of a split bedroom design. EVP flooring throughout the home provides for a seamless transition between rooms. Embrace the opportunity to create lasting memories in this idyllic community. Call us today to find out more about this home.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

235 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Caballeros Estates at Hombre

Listing ID

791094

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:74x115x60x140
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Rain Gutters
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,430
Taxes
$280
HOA
$235

Home Price

$439,768

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,954
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,429.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,429.65 $280.35 $235.00 $2,945.01
Yearly $29,155.86 $3,364.23 $2,820.00 $35,340.08
Total $874,675.75 $100,926.76 $84,600.00 $1,060,202.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS