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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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219 Palmeras Marinas Ln , Panama City Beach, FL 32407
$339,000
Est. Payment: $1,872.93/mo
3 Bed
3 Bath
1459 Sqft
0.05 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

Looking for a place near the beach that works just as hard as you do? This nearly NEW 3-bedroom, 2.5-bath *fully furnished* townhome offers an exciting opportunity in the heart of Panama City Beach, whether you're searching for a primary residence, second home, or potential investment property. As an added benefit, there is a $10,000 seller credit as part of an acceptable offer. This can be used toward closing costs or an interest-rate buydown, giving you options to significantly reduce your upfront or monthly costs. Inside, the home feels bright, comfortable, and thoughtfully put together. The open-concept main level connects the living, dining, and kitchen areas, creating an easy space for everyday living and entertaining. The kitchen features white cabinetry, granite countertops, stainless steel appliances, a spacious center island with seating, and plenty of storage. Durable EVP flooring runs throughout the main living area, while recessed lighting and a neutral color palette keep the space light and inviting. All three bedrooms are upstairs, offering separation between the living and sleeping spaces. The primary suite offers a generous closet and private bath with dual sinks and an oversized shower, while two additional bedrooms and a full hall bath provide plenty of room for family or guests. The home is furnished, making it easier to start enjoying the property without the added expense and logistics of furnishing a second home or investment from scratch. The one-car garage with a finished epoxy floor provides valuable space for parking, storage, beach gear, or bikes, while gutters add practical appeal. And the location is hard to beat. You're less than half a mile from Panama City Beach's sugar-white sand, with restaurants, shopping, entertainment, golf, and Pier Park just minutes away. Short-term rentals are allowed, giving the future owner additional flexibility in how they use the property. Nearly new, beautifully maintained, and just minutes from the beach, this stylish Panama City Beach townhome offers an easy opportunity to make the beach lifestyle your own.

Highlights

Listed by Holly W D'Arcy , 813-679-0360 Berkshire Hathaway HomeServices , 850-502-5995. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.05

HOA Fee

Year Built

2025

County

Bay

Area

27 - Bay County

Neighborhood

Caballeros Estates At Hombre

Listing ID

1012830

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Washer/Dryer Hookup

Exterior Features

Zoning:City, Resid Multi-Family
Others:
  • ▪ Additional:Rain Gutter, Porch
Sewer:Public Sewer
Parking Features:Guest
Principal Interest
$1,873
Taxes
$37
HOA
$0

Home Price

$339,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,872.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,872.93 $36.56 $0.00 $1,909.49
Yearly $22,475.11 $438.75 $0.00 $22,913.86
Total $674,253.42 $13,162.50 $0.00 $687,415.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T00:53:56.000Z

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