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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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609 Light Cast Way Lot 270 , Panama City Beach, FL 32413
$549,000
Est. Payment: $2,784.42/mo
3 Bed
2 Bath
1741 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover refined Florida living in this beautifully designed single-level Toll Brothers residence, completed and move-in ready. Offering three generous bedrooms, two full bathrooms, two car garage and open floor plan, this brick front home is thoughtfully crafted to balance modern elegance with everyday functionality. At the center of the home, an expansive great room with tray ceiling flows seamlessly into the open-concept kitchen, creating an inviting space for both entertaining and relaxing. The kitchen features a spacious pantry, quartz countertops, designer tile backsplash and an oversized island that serves as a natural gathering point. The luxurious primary suite offers a private retreat, complete with a spa-inspired bath featuring dual quartz vanities, a large tiled shower, relaxing soaking tub, and generous walk-in closet. Ten-foot ceilings throughout enhance the home's spacious atmosphere, while the outdoor living area extends the experience with a covered patio and pavers backing up to private wood preserve--perfect for morning coffee, evening gatherings, or simply enjoying the beautiful nature. Residents of this gated community enjoy access to a full collection of completed resort-style amenities, including a large sparkling pool, clubhouse, fitness center, pickleball and tennis courts, playground, multi-purpose field, and more. Ideally situated near public beach access, Frank Brown Park, Northwest Florida Beaches International Airport, the future FSU/TMH medical campus, the upcoming West Bay Center featuring Publix and Pier Park's renowned shopping, restaurants, and entertainment are also just minutes away. Combining a desirable location with upscale finishes, exceptional amenities, and effortless indoor-outdoor living, this home presents an outstanding opportunity to enjoy the best of Northwest Florida. Schedule your private tour today. Photos are of a decorated model home and are provided for illustrative purposes; the model showcases the same floor plan.

Highlights

Listed by Nathan O Gido , 678-245-9337 and Brenda S Anderson , 714-299-4777 Jacksonville TBI Realty LLC , 850-854-2055. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Breakwater at Ward Creek

Listing ID

1009994

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Smoke Detector, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Newly Painted, Pantry

Exterior Features

Lot:Sidewalk,Survey Available,Wooded
Lot Dimensions:40'x120'
Zoning:Resid Single Family
Others:
  • Additional:Sprinkler System, Patio Covered
Sewer:Public Sewer
Principal Interest
$2,784
Taxes
$0
HOA
$0

Home Price

$549,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,784.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,784.42 $0.28 $0.00 $2,784.71
Yearly $33,413.09 $3.39 $0.00 $33,416.48
Total $1,002,392.79 $101.70 $0.00 $1,002,494.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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