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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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380 Breakwater Boulevard Lot 37 , Panama City Beach, FL 32413
$644,000
Est. Payment: $3,266.25/mo
3 Bed
2 Bath
2115 Sqft
Status: pending | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

New construction single-story Toll Brothers home in Breakwater at Ward Creek. Construction complete available for quick move-in. Featuring 3 spacious bedrooms, 2 full baths, and a versatile bonus room perfect for a home office, study or media space, this home backs up to serene, private woods--offering a peaceful retreat right in your backyard. Enjoy high 10' ceilings and seamless luxury vinyl plank flooring throughout home, with elegant tile in the bathrooms for added style and durability. The gourmet open kitchen is a chef's dream, complete with quartz countertops, premium cabinetry, tile backsplash, and a large island ideal for entertaining. The primary bathroom has duel vanity with quartz countertops, walk-in tile extra large shower with frameless glass door and spacious walk-in closet. Paver driveway and paver covered lanai. Located in a gated community with resort-style amenities, this home offers access to a pool, fitness center, clubhouse, tennis court, pickleball courts, playground, multi-purpose field and more--all just minutes from the gorgeous beach, Pier Park dining, shopping and fun entertainment, trails and parks, NW FL Beaches International Airport, Frank Brown Park, future FSU/TMH Medical Campus, and future Watersound West Bay Center with Publix. Experience coastal living at its finest with privacy, luxury, and convenience wrapped into one stunning property. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Schedule a tour now and lets start your new home journey.

Highlights

Listed by Nathan Gido , 678-245-9337 and Brenda S Anderson , 714-299-4777 Jacksonville TBI Realty LLC , 904-484-4951. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

210 Monthly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakwater at Ward Creek

Listing ID

787514

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Gas Cooktop, Tankless Water Heater
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50'x120'
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$3,266
Taxes
$113
HOA
$210

Home Price

$644,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$128,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,266.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,266.25 $112.92 $210.00 $3,589.16
Yearly $39,194.96 $1,355.00 $2,520.00 $43,069.96
Total $1,175,848.74 $40,650.00 $75,600.00 $1,292,098.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS