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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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312 Ember Ln Lot 302 , Panama City Beach, FL 32413
$799,000
Est. Payment: $4,414.36/mo
3 Bed
3 Bath
2455 Sqft
0.18 Acres
Status: Active | Days on site: 34
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful new single-story 3 car garage Toll Brothers home that perfectly blends elegance, space, and modern functionality. Located on cul-de-sac! Currently under construction with estimated completion January 2027. Featuring 3 spacious bedrooms and 2.5 beautifully appointed baths. From the moment you arrive, the 3-car garage offers ample space for vehicles and storage. The garage has 8' door height, windows and paver driveway for grand curb appeal. Inside the heart of the home is the grand open great room, where 10' ceilings, natural light, and seamless flow create an inviting space for both entertaining and everyday living. The chef's kitchen opens effortlessly to the living and dining areas, making gatherings a joy. Retreat to your luxurious primary suite, complete with a spa-inspired bathroom featuring a massive walk-in shower, soaking tub, dual vanities, and an oversized walk-in closet. Step outside to your private oasis--an expansive covered lanai with elegant pavers, perfect for morning coffee, outdoor dining, or relaxing evenings under the stars. Backyard backs up to peaceful woods and enough space for pool or outdoor living. Gated community with completed amenities including a resort-style pool, clubhouse, fitness center, tennis and pickleball courts, playground, multi-purpose field, and much more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Don't miss this rare opportunity to own a slice of paradise! Call today to schedule your private tour. *Pictures are stock photos and not of actual home.

Highlights

Listed by Nathan Gido , 678-245-9337 and Brenda S Anderson , 714-299-4777 Jacksonville TBI Realty LLC , 904-484-4951. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

210 Monthly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakwater at Ward Creek

Listing ID

792917

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Gas Range, Tankless Water Heater
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:66.0 ft x 123.0 ft
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$4,414
Taxes
$113
HOA
$210

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,414.36 $112.90 $210.00 $4,737.26
Yearly $52,972.32 $1,354.84 $2,520.00 $56,847.16
Total $1,589,169.57 $40,645.20 $75,600.00 $1,705,414.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS