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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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283 Breakwater Boulevard Lot 332 , Panama City Beach, FL 32413
$619,000
Est. Payment: $3,419.89/mo
3 Bed
3 Bath
2120 Sqft
0.11 Acres
Status: Active | Days on site: 30
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EKSR - E31602
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to luxury living at Breakwater at Ward Creek by Toll Brothers! This beautifully appointed Cain model is now available without the wait to build! The Cain welcomes you into a dramatic 2 story foyer and through an enticing great room, dining area and covered lanai.. The open-concept floor plan hosts a well-designed kitchen that sits at the heart of it all with a center island providing added counter space, perfect for socializing and meal preparation. A versatile flex room conveniently located near the everyday entry and powder room offers a customizable space. Upstairs, find luxury in the seclusion of your primary bedroom complete with a spacious walk-in closet and private bath featuring a dual-sink vanity, a relaxing shower and a private water closet. Two secondary bedrooms offer ample closet space and share a full hall bath. A generous loft offers additional space for relaxation or entertainment. This is a one of the kind in the community as it is the only Cain model currently built! Ample backyard space with added pool package is ready for you to create a personalized outdoor living experience!

Highlights

Listed by Julie A Newman , 850-502-0519 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.11

Year Built

2025

County

Bay

Area

27 - Bay County

Neighborhood

Breakwater at Ward Creek

Listing ID

1010452

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Raised, Kitchen Island, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:40'x120'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$3,420
Taxes
$113

Home Price

$619,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$123,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,419.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,419.89 $112.90 $0.00 $3,532.79
Yearly $41,038.63 $1,354.84 $0.00 $42,393.47
Total $1,231,158.90 $40,645.20 $0.00 $1,271,804.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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