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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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272 Breakwater Boulevard Lot 14 , Panama City Beach, FL 32413
$677,000
Est. Payment: $3,433.62/mo
4 Bed
3 Bath
2457 Sqft
Status: pending | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Single-story Toll Brothers home located on a private preserve home site. New construction complete available for quick move-in. 4-bedroom, 3-bathroom residence boasts an inviting office/study room with glass doors, working from home, arts and crafts or play room. As you enter the home, you are greeted by a grand foyer with soaring 12-foot ceilings, setting the tone for the open and airy feel that flows throughout the entire space. The remainder of the home features 10-foot ceilings, adding to the sense of spaciousness and elegance. Luxury vinyl plank flooring throughout the home and tile in bathrooms. The open gourmet kitchen is outfitted with stainless steel appliances, sleek quartz countertops, designer tile backsplash, pendant lights, spacious pantry and ample cabinet space for all your culinary needs. Whether preparing a family meal or entertaining guests, this gourmet kitchen is sure to impress. The primary suite is a true retreat, featuring a luxurious en-suite bath complete with a separate tile shower and a large soaking tub perfect for unwinding after a long day. With an upgraded multi-slide stacked door in the great room that opens up fully for indoor and outdoor living to a covered patio with pavers. Located in a gated community with resort style amenities including large pool, lap pool, clubhouse, fitness center, pickleball courts, tennis court, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Some pictures are not of actual home, but same home plan. Explore everything this exceptional home has to offer and schedule your appointment today.

Highlights

Listed by Nathan Gido , 678-245-9337 and Brenda S Anderson , 714-299-4777 Jacksonville TBI Realty LLC , 904-484-4951. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

210 Monthly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakwater at Ward Creek

Listing ID

788148

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Gas Cooktop, Tankless Water Heater
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50'x120'
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$3,434
Taxes
$113
HOA
$210

Home Price

$677,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$135,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,433.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,433.62 $112.92 $210.00 $3,756.53
Yearly $41,203.40 $1,355.00 $2,520.00 $45,078.40
Total $1,236,101.86 $40,650.00 $75,600.00 $1,352,351.86

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS