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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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805 Breakfast Point Boulevard , Panama City Beach, FL 32407
$630,000
Est. Payment: $3,195.24/mo
4 Bed
4 Bath
2148 Sqft
Status: active | Days on site: 185
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

HUGE PRICE REDUCTION! This 4BR/3.5BA former builder's model home in the highly desirable Breakfast Point community offers exceptional quality, elevated finishes, and thoughtful design throughout. With over 2,100 sq ft of modern living space--plus a finished and cooled garage flex room ideal for a home office, gym, or hobby space--this home was built to impress. As the model home, no expense was spared, featuring 9 ft ceilings on both floors, 8 ft interior doors, premium quartz countertops, a gas stove, stainless steel appliances, upgraded cabinetry, and high-end lighting and hardware throughout. The home is also equipped with an $8,000 Kinetico Water Softener and Reverse Osmosis System, providing exceptional water quality throughout the home. Built in 2022, the property showcases low-maintenance cement board siding, hurricane fabric protection for all windows, and a fully landscaped, fenced backyard designed for comfort and entertaining. The outdoor living area includes a paver patio and pergola, creating an inviting space for relaxing or hosting guests. Furnishings are negotiable, offering flexibility for the next owner to customize the home to their needs. The location is unbeatable--just minutes from the sugar-white beaches of Panama City Beach and close to premier attractions including Pier Park, Topgolf, Frank Brown Park, and the Publix Sports Park, a 160-acre, tournament-grade complex that hosts national sporting events and provides year-round recreation. Breakfast Point is also known for its highly regarded school zoning, with Breakfast Point Academy (K-8) conveniently located within the neighborhood and Arnold High School nearby, making this an excellent option for families seeking top-tier educational access. Daily convenience is unmatched with Publix at Breakfast Point Marketplace located within the community, along with easy access to dining, shopping, medical services, and the beach. This home delivers elevated design, modern comfort, high-value upgrades, and one of the best locations in Panama City Beach--ideal as a primary residence, second home, or investment opportunity. Schedule your showing today.

Highlights

Listed by Olivia Mills , 850-810-1864 and Patriot Land & Homes , 850-910-1387 Bastion Realty LLC , 850-420-1959. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point East

Listing ID

782262

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Gas Range, Plumbed For Ice Maker, Water Softener Owned, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, Smart Thermostat, Walk-In Closet(s), Loft

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:44x110
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Fire Pit
Sewer:Public Sewer
Principal Interest
$3,195
Taxes
$423
HOA
$0

Home Price

$630,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$126,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,195.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,195.24 $422.75 $0.00 $3,617.99
Yearly $38,342.89 $5,073.00 $0.00 $43,415.89
Total $1,150,286.81 $152,190.00 $0.00 $1,302,476.81

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS