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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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455 Foxtail Way , Panama City Beach, FL 32407
$525,000
Est. Payment: $2,662.42/mo
4 Bed
3 Bath
1958 Sqft
Status: active | Days on site: 203
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

LOOK AT THIS PRICE!! JUST REDUCED. Located in Panama City Beach's highly desirable Breakfast Point community and built by Southern Coastal Homes, this one-owner, coastal-inspired home sits on a corner lot in a location that truly delivers. Enjoy quick access to the white-sand Gulf beaches, Publix, Pier Park, waterfront dining, entertainment, and A-rated Breakfast Point Academy, all just minutes away. Inside, a welcoming private foyer opens to a light-filled great room with an open-concept design perfect for everyday living and entertaining. The kitchen features a center island, custom cabinetry with soft-close drawers, and stainless steel appliances. You'll enjoy separate dining and a dedicated laundry room for added convenience! The spacious primary suite offers a tray ceiling, double vanity, large tiled shower, and a spacious walk-in closet. Guest bedrooms share a full bath. Outside, enjoy a covered front porch for morning coffee and a newly screened-in back porch ideal for relaxing year-round. The fully sodded yard with sprinkler system and fully finished two-car garage to complete the package. This home blends comfort, location, and lifestyle...Exactly what Breakfast Point is known for.

Highlights

Listed by Barbara A Wade , 505-903-9061 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

198 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point

Listing ID

784288

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Oven, Gas Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:Irregular
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,662
Taxes
$441
HOA
$198

Home Price

$525,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,662.42 $441.42 $198.00 $3,301.84
Yearly $31,949.09 $5,297.00 $2,376.00 $39,622.09
Total $958,472.78 $158,910.00 $71,280.00 $1,188,662.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS