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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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434 Foxtail Way , Panama City Beach, FL 32407
$449,900
Est. Payment: $2,485.63/mo
3 Bed
2 Bath
1630 Sqft
0.14 Acres
Status: Active Under Contract | Days on site: 98
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BKWS - B5163,B1236,B11649
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Harrison Lilly Team
Owner/Operator

House Description

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. Welcome to 1630 sq. ft. of Exceptional Coastal Living Carolina Trigger by Samuel Taylor Homes! Located in one of the hottest and most sought-after communities on the Beach, this beautifully upgraded Trigger Carolina floor plan offers the perfect blend of elegance, comfort, and quality construction. Built above hurricane code with 2x6 exterior wall framing, a hurricane tie-down rod and anchor system, architectural shingles, and enhanced insulation ratings, this home provides peace of mind along with superior energy efficiency. Step inside to find a thoughtfully designed single-level layout featuring 9' and 10' ceilings, custom paint, designer lighting fixtures, and new Caliwood flooring throughout. The stunning kitchen includes quartz countertops, a gas range, microwave, dishwasher, garbage disposal, and an upgraded refrigerator, making it ideal for cooking and entertaining. The outdoor living spaces are truly an extension of the home, with a screened rear porch overlooking a professionally enhanced backyard featuring 1,700 sq. ft. of white/tan/charcoal pavers, a HotSpring hot tub, vinyl fencing on the sides, and rod iron fencing along the rear to showcase serene views of the Nature Reserve greenspace -- land that can never be built on. It's the perfect place to relax, entertain, and enjoy the beach lifestyle. Additional features include: 2-car garage 70'' Samsung TV conveys Gas utilities Beautiful architectural details inside and out! Don't miss this incredible opportunity to own a meticulously designed and well-maintained home in a premier Beach community. Schedule your showing today!

Highlights

Listed by Teri A Vega , 850-708-5888 and Mike S Herring , 850-321-0917 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

363.75 Quarterly

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point

Listing ID

791645

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range
Other:
  • ▪ Additional:Double Vanity, Main Level Primary

Exterior Features

Lot Dimensions:irr
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio, Fire Pit, Porch, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,486
Taxes
$393
HOA
$364

Home Price

$449,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,485.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,485.63 $392.75 $363.75 $3,242.13
Yearly $29,827.59 $4,713.00 $4,365.00 $38,905.59
Total $894,827.77 $141,390.00 $130,950.00 $1,167,167.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS