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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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995 Crystal Bayou Boulevard , Panama City Beach, FL 32407
$506,056
Est. Payment: $2,566.62/mo
4 Bed
3 Bath
2073 Sqft
Status: active | Days on site: 78
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 995 Crystal Bayou Boulevard, a new home at Breakfast Point East in Panama City Beach Florida. Situated on an exterior lot with pond view at the back, this home is ready for move in and features 2,300 square feet of naturally lit open living space. As you enter this home you will find a foyer with EVP flooring leading you past the first of three guest bedrooms and the guest bathroom. Continuing to the heart of the home, a large open concept living area awaits filled with natural light from the many windows and high ceilings. With modern finishes, the kitchen has a center island and is open to the dining and living areas. Elegantly appointed, it is designed with quartz countertops, Herringbone tile backsplash, EVP flooring, and a single basin undermount sink in the island. Just off the kitchen, you'll find a secluded hall leading to the primary bedroom. An exceptional feature of this home includes a gas cooktop stove. Located in a private area of the home, this bedroom offers high ceilings and large windows. The luxurious primary bath is complete with an oversize tile shower, a dual sink vanity with quartz countertops, and a large walk-in closet with shelving. The laundry room is also conveniently located at the other end of the hallway. All three guest bedrooms can be found on the other side of the home along with the two full guest bathrooms.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

198 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point East

Listing ID

793747

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Gas Range, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Smart Home, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50x125
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,567
Taxes
$323
HOA
$198

Home Price

$506,056

Loan Details

30 yrs
6.529%

Down Payment

20%
$101,211
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,566.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,566.62 $322.61 $198.00 $3,087.23
Yearly $30,799.45 $3,871.33 $2,376.00 $37,046.78
Total $923,983.40 $116,139.85 $71,280.00 $1,111,403.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS