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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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973 Crystal Bayou Boulevard , Panama City Beach, FL 32407
$569,741
Est. Payment: $2,889.62/mo
4 Bed
2 Bath
2191 Sqft
Status: active | Days on site: 218
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 973 Crystal Bayou Boulevard, a new home under construction at Breakfast Point East Phase II in Panama City Beach, Florida. This beautiful move-in ready, single-story home holds over 2,100 square feet of elegant interior features and open concept living space, naturally lit by the many windows and elevated ceilings. The Camellia plan features four bedrooms, 2 full bathrooms, EVP flooring throughout, and a large covered back patio. Upon entering this home, you will first pass by the hallway leading to the three guest bedrooms and full bathroom. Continuing to the heart of the home, the family room welcomes you with lots of natural light from the many windows and elevated ceilings. Overlooking the living area, the chef-inspired kitchen features a large center island with a single basin undermount sink, quartz countertops, stainless-steel appliances, and a corner pantry and gas cooktop stove. A breakfast nook sits in the corner with the door to the covered back patio. Across from the family room, you will find a secluded hallway leading to the primary suite. In addition to added privacy, this bedroom boasts of natural light from the large windows, elevated ceilings, and sleek EVP flooring. The bath ensuite includes a dual sink vanity with quartz countertops, a linen closet, large tile shower, and an oversized walk-in closet with wood shelving. Leaving the primary suite, the laundry can be found at the other end of the hallway along with an additional storage closet, mudroom, and garage entrance.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

720 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point East

Listing ID

783635

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Gas Range, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Smart Home, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50x125
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,890
Taxes
$363
HOA
$720

Home Price

$569,741

Loan Details

30 yrs
6.529%

Down Payment

20%
$113,948
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,889.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,889.62 $363.21 $720.00 $3,972.83
Yearly $34,675.43 $4,358.52 $8,640.00 $47,673.94
Total $1,040,262.79 $130,755.56 $259,200.00 $1,430,218.35

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS