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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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865 Breakfast Point Boulevard , Panama City Beach, FL 32407
$459,900
Est. Payment: $2,540.88/mo
3 Bed
3 Bath
1886 Sqft
0.11 Acres
Status: Active | Days on site: 108
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SOFLLC - B1525
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home to this beautiful 3-bedroom, 3-bath, 1,886-square-foot home at 865 Breakfast Point Boulevard in Panama City Beach. One of the standout features of this home is the spacious first-floor primary bedroom suite, offering the comfort, privacy, and convenience that so many renters are looking for. With the primary suite located on the main level, you can enjoy easy, everyday living without having to navigate stairs to get to your bedroom. The generous primary bedroom provides plenty of room for a king-size bedroom set, sitting area, dresser, and additional furnishings, while the private primary bath creates a comfortable retreat at the end of the day. The first-floor layout is especially appealing for those who want their primary living space conveniently separated from the additional bedrooms upstairs. Whether you're relaxing after a long day, entertaining guests, or simply enjoying the ease of single-level living, this floor plan offers both space and functionality. With three bedrooms and three full bathrooms, there is plenty of room for family, guests, or a home office. The 1,886-square-foot floor plan gives you substantially more breathing room than many typical rental homes. Located in desirable Panama City Beach, this home puts you close to the area's beaches, shopping, dining, recreation, and everything that makes the area such a wonderful place to live. Price REDUCED. throughout. The hot tub is not included. The HOA also includes twice-weekly trash pickup. This home truly has it all.

Highlights

Listed by Philip L Forsythe , 850-238-5250 Superior Of Florida, LLC. , 850-832-4331. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

180 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point East

Listing ID

791491

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Gas Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Zoned
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:110' X 45''
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,541
Taxes
$383
HOA
$180

Home Price

$459,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$91,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,540.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,540.88 $383.42 $180.00 $3,104.30
Yearly $30,490.58 $4,601.00 $2,160.00 $37,251.58
Total $914,717.25 $138,030.00 $64,800.00 $1,117,547.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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