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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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865 Breakfast Point Boulevard , Panama City Beach, FL 32407
$489,900
Est. Payment: $2,484.42/mo
3 Bed
3 Bath
1886 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Come see this Executive home located in the highly desirable Breakfast Point Community, known for its convenient access to great schools, shopping, dining, and of course, the Emerald green waters of the Gulf. This is a beautifully designed 3-bedroom, 3-full-bath residence with an open floor plan and EVP flooring throughout the main living areas. The spacious first-floor living room has upgraded trim and crown molding. The gourmet kitchen features a gas range and a porcelain farmhouse sink. Custom wood shelving in every closet. The spacious first-floor Master Bedroom suite offers a no-step walk-in shower. Upstairs is a spacious bonus room that could be a second living room or a large office. There is an upstairs bathroom with a double vanity. This professionally landscaped home has a fenced backyard for outdoor enjoyment. Plenty of storage throughout. The hot tub is not included. The HOA also includes twice-weekly trash pickup. This executive home truly has it all.

Highlights

Listed by Philip L Forsythe , 850-238-5250 Superior Of Florida, LLC. , 850-832-4331. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point East

Listing ID

791491

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Zoned
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:110' X 45''
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,484
Taxes
$383
HOA
$0

Home Price

$489,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$97,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,484.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,484.42 $383.42 $0.00 $2,867.84
Yearly $29,813.07 $4,601.00 $0.00 $34,414.07
Total $894,392.03 $138,030.00 $0.00 $1,032,422.03

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS