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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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709 Longpoint Way , Panama City Beach, FL 32407
$460,000
Est. Payment: $2,332.79/mo
4 Bed
3 Bath
2094 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The most affordable home in the entire neighborhood of Breakfast Point, East. Directly connected to Gayle's Trails for walking, cycling and jogging. This home is still new, built in 2023 with upgrades! New Paint. Beautiful Pergola, fire pit and pavers with a fenced in back yard and no back neighbors, ever but wildlife. Close to the wooden bridge and ponds for residents only fishing. Live within 2.5 miles of ''The World's Most Beautiful Beaches''. This 4-bed 2.5 bath Carrabelle plan with all the upgrades that will allow you to enjoy your beach retreat. Interior features 9-foot ceilings on both floors with 8-foot-tall doors, tile/EVP flooring through main floor, granite/quartz countertops, pantry, gas stove, tankless gas water heater for endless use, and all stainless-steel appliances. Exterior features cement board siding, hurricane fabric for windows, and full yard landscaping. The new section of this community is close to shopping, restaurants, and the new medical urgent care ER on Hwy 98. Call today to schedule your private showing. Entrance is between Publix and Home Depot Shopping Centers. Low HOA and No Flood Ins required.

Highlights

Listed by K. Coralee King-Denmark , 850-252-5744 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

180 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Breakfast Point East

Listing ID

792476

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Oven, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:45.0 ft x 110.0 ft
Roof:Composition,Shingle
Others:
  • Additional:Patio, Fire Pit
Principal Interest
$2,333
Taxes
$293
HOA
$180

Home Price

$460,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,332.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,332.79 $293.25 $180.00 $2,806.04
Yearly $27,993.49 $3,519.00 $2,160.00 $33,672.49
Total $839,804.72 $105,570.00 $64,800.00 $1,010,174.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS