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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17311 Front Beach Rd , Panama City Beach, FL 32413
$1,300,000
Est. Payment: $6,593.35/mo
2 Bed
2 Bath
1120 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

17311 Front Beach Rd is positioned along the west end of Panama City Beach, offering a rare coastal opportunity with direct proximity to the Gulf and strong water views. This 2BR/2BA single-family residence features 1,120 sq ft of living space on a 3,484 sq ft lot in one of the most desirable stretches of the Emerald Coast. The interior offers a functional coastal layout with open living areas, tile and carpet flooring, and abundant natural light throughout. Large windows and the elevated balcony/lanaI help maximize Gulf and water views, creating a strong indoor-outdoor connection ideal for beachside living. Both bedrooms are well-sized, supported by two full bathrooms for comfort and flexibility. The home includes practical coastal features such as a metal roof, central HVAC, in-unit washer and dryer, and a breakfast bar in the kitchen. Outdoor living is enhanced by the balcony space, ideal for enjoying sunsets, sea breezes, and surrounding water views. With no HOA restrictions noted and strong short-term rental potential in the area, this property offers flexibility as a primary residence, second home, or investment opportunity. Its prime location near Pier Park, 30A, dining, entertainment, and Northwest Florida Beaches International Airport enhances long-term appeal. A true Gulf-adjacent offering in Panama City Beach, combining location, water views, and versatility in a highly sought-after coastal market.

Highlights

Listed by Jonathan M Spears , 850-974-1761 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Blue Surf Townhouses

Listing ID

792693

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:17.0 ft x 208.0 ft
Roof:Metal
Others:
  • Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$6,593
Taxes
$599

Home Price

$1,300,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,593.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,593.35 $599.39 $0.00 $7,192.75
Yearly $79,120.26 $7,192.72 $0.00 $86,312.98
Total $2,373,607.70 $215,781.60 $0.00 $2,589,389.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS