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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17307 Front Beach Rd Unit 2 , Panama City Beach, FL 32413
$1,500,000
Est. Payment: $8,287.28/mo
2 Bed
2 Bath
1120 Sqft
0.08 Acres
Status: Active | Days on site: 54
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CPSFL2 - B2541
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Harrison Lilly Team
Owner/Operator

House Description

Located on the west end of Panama City Beach along Front Beach Road, this 2BR/1.5BA coastal residence offers a rare opportunity in a low-density beachfront setting near the South Walton line. One of the property's standout features is its private beach access and land deeded to the mean high water line, a level of beachfront ownership that is not commonly found among many Panama City Beach properties. The interior offers approximately 1,120 square feet of functional living space with an open-concept main living area flowing into the kitchen and dining space. Both bedrooms are located on the upper level, providing separation from the primary living areas. Natural light and an efficient layout make the home well suited for coastal living, second-home use, or vacation rental potential. The property sits on an approximately 3,571-square-foot lot within an established beachfront area known for its low-density character and desirable Gulf-front location. Residents enjoy convenient access to the sugar-white sands and Gulf waters directly from the property, adding significant appeal for both personal use and investment. Conveniently located near Pier Park, 30A, dining, shopping, entertainment, and Northwest Florida Beaches International Airport, the property provides easy access to many of the Emerald Coast's most desirable destinations. A distinctive opportunity to own along Panama City Beach with private beach access, deeded ownership extending to the mean high water line, and strong long-term coastal appeal in a location where this type of beachfront ownership is increasingly difficult to find.

Highlights

Listed by Jonathan M Spears , 850-974-1761 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Blue Surf Townhouses

Listing ID

793757

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:17.0 ft x 211.0 ft
Sewer:Public Sewer
Principal Interest
$8,287
Taxes
$956

Home Price

$1,500,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$300,000
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Monthly Price:
$8,287.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,287.28 $956.25 $0.00 $9,243.53
Yearly $99,447.41 $11,475.00 $0.00 $110,922.41
Total $2,983,422.22 $344,250.00 $0.00 $3,327,672.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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