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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17307 Front Beach Rd Unit 2 , Panama City Beach, FL 32413
$1,500,000
Est. Payment: $7,607.72/mo
2 Bed
2 Bath
1120 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located on the west end of Panama City Beach along Front Beach Road, this 2BR/1.5BA coastal residence offers a rare opportunity in a low-density beachfront corridor near the South Walton line. Positioned within a small cluster of similar units, the property provides close proximity to direct Gulf access and the sugar-white sands of the Emerald Coast. The interior features approximately 1,120 square feet of functional living space with an open-concept main living area that flows into the kitchen and dining space. Both bedrooms are located on the upper level, offering added privacy from the main living areas. Natural light and a simple, efficient layout make the home well-suited for coastal living, second-home use, or vacation rental potential. The property sits on a 3,571 square foot lot within an established beachfront area known for its low-density character and strong demand. Parking is provided via open surface spaces consistent with neighboring units in the area. Conveniently located near Pier Park, 30A, dining, and entertainment, this residence offers quick access to some of the most desirable destinations on the Emerald Coast. With direct proximity to the beach and strong rental demand in the area, the property presents flexibility for both personal use and investment potential. A rare entry-level opportunity in a prime beachfront corridor with long-term coastal appeal.

Highlights

Listed by Jonathan M Spears , 850-974-1761 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Blue Surf Townhouses

Listing ID

793757

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:17.0 ft x 211.0 ft
Sewer:Public Sewer
Principal Interest
$7,608
Taxes
$956

Home Price

$1,500,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,607.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,607.72 $956.25 $0.00 $8,563.97
Yearly $91,292.60 $11,475.00 $0.00 $102,767.60
Total $2,738,778.11 $344,250.00 $0.00 $3,083,028.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS