Blue Surf Townhomes is positioned on the west end of Panama City Beach near the South Walton line, offering a rare beachfront end-unit opportunity with direct Gulf access. Unlike many beachfront homes in Panama City Beach, this property features its own private beach access and land deeded to the mean high water line, creating a level of beachfront ownership that is increasingly difficult to find. As the end unit, this property also benefits from an exceptionally wide beachfront lot that is nearly twice the width of the interior units, providing a noticeably larger footprint, more open space, and a more private beachfront setting. The 2BR/2BA residence enjoys unobstructed Gulf views and immediate access to the sand from a private elevated deck and stairway leading directly to the beach. The interior has been thoughtfully updated with an open-concept kitchen, granite countertops, upgraded cabinetry, and refreshed flooring throughout. Large wall-to-wall windows maximize natural light and frame panoramic Gulf views from the main living areas. Both bedrooms are located on the second level, each with balcony access and coastal views, complemented by a shared full bath. Recent improvements include a new roof, updated flooring, fresh interior paint, and an enhanced exterior concrete parking area. The property also offers ample on-site parking and a low-maintenance coastal layout. With no HOA restrictions and strong short-term rental potential, the property offers flexibility as a primary residence, second home, or income-producing investment. Its location near Pier Park, 30A, Northwest Florida Beaches International Airport, dining, shopping, and entertainment further enhances its long-term appeal. A truly distinctive beachfront offering combining private beach access, deeded ownership to the mean high water line, an oversized end-unit lot nearly twice the width of the interior units, direct Gulf access, and limited comparable inventory along one of the most desirable stretches of the Emerald Coast.