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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5615 Beach Dr , Panama City Beach, FL 32408
$549,900
Est. Payment: $3,038.12/mo
0.25 Acres
Status: Active | Days on site: 29
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DWADE - B12966
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Harrison Lilly Team
Owner/Operator

House Description

Discover an exceptional opportunity to own a prime 0.25 acre double lot at 5615 Beach Dr, Panama City Beach, FL 32408, offering approximately 10,977 square feet in one of the area's most desirable beachside locations. This cleared, filled, level, and build-ready property is ready for your custom coastal home or investment project. Ideally situated just steps from the beach, this property provides clear Gulf views with no condos or high-rise buildings directly in front, allowing you to enjoy the beauty of the coastline. Public sewer and water are available, the property is located in an X Flood Zone, and there is no HOA, providing added flexibility for your future plans. Enjoy the convenience of being close to a public boat ramp, shopping, restaurants, fishing, and a wide variety of beach and water sports. Whether you're boating, paddleboarding, jet skiing, or spending the day on the sugar-white sand beaches, this location offers the best of the Panama City Beach lifestyle. With endless possibilities for new construction, this established neighborhood is the perfect place to build your dream beach home with a pool, boat parking, and outdoor entertaining areas, or create an outstanding investment property in a highly sought-after location. Don't miss this rare opportunity to own a build-ready double lot in an outstanding location.

Highlights

Listed by Julia Castillo , 917-453-5200 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.25

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Biltmore Beach

Listing ID

792026

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Interior Features

Exterior Features

Lot Dimensions:100.0 ft x 110.0 ft
Sewer:Public Sewer
Principal Interest
$3,038
Taxes
$351

Home Price

$549,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.12 $351.16 $0.00 $3,389.27
Yearly $36,457.42 $4,213.86 $0.00 $40,671.28
Total $1,093,722.59 $126,415.80 $0.00 $1,220,138.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS