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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5412 Hilltop Ave , Panama City Beach, FL 32408
$390,000
Est. Payment: $2,154.69/mo
3 Bed
2 Bath
1147 Sqft
0.14 Acres
Status: Active | Days on site: 115
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By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Turnkey Panama City Beach Vacation Rental with documented annual gross rental revenue of approximately $32,000 - $35,000, sold fully furnished and ready for immediate use. Located just a few blocks from the Gulf in Lower Grand Lagoon, this updated 3-bedroom, 2-bath detached home offers no HOA, a fully fenced backyard and convenient access to the beach, restaurants, boating and local attractions. The efficient guest-friendly layout features two king bedrooms plus a bunk room with two sets of bunk beds. Recent improvements include a newly constructed second full bathroom, new septic system, luxury vinyl plank flooring, updated windows, recessed lighting, interior and exterior paint, and a dedicated laundry room with new washer and dryer. Outside, guests enjoy a private large gazebo, outdoor seating, two built-in grills, outdoor shower and an above-ground pool. Fresh landscaping in the front and back adds to the curb appeal. The home is offered furnished, making it well suited for an investor, second-home buyer or full-time resident.
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Highlights

Listed by Team Don and Bubba , 850-624-8433 eXp Realty, LLC , 850-624-8433. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.14

Year Built

1970

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Biltmore Beach

Listing ID

791257

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:50 x 120
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Barbecue, Outdoor Shower
Principal Interest
$2,155
Taxes
$332

Home Price

$390,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$78,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,154.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,154.69 $332.33 $0.00 $2,487.03
Yearly $25,856.33 $3,988.00 $0.00 $29,844.33
Total $775,689.78 $119,640.00 $0.00 $895,329.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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