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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13903 Millcole Avenue A & B , Panama City Beach, FL 32413
$2,300,000
Est. Payment: $12,707.17/mo
8 Bed
10 Bath
3960 Sqft
0.13 Acres
Status: Active | Days on site: 13
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BKRY - B7629,B12801
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Harrison Lilly Team
Owner/Operator

House Description

This listing includes both sides A & B. Located in the center of PCB this is a rare opportunity to own a new duplex with gulf views, dedicated private gated beach and new pools in the welcoming Bid A Wee subdivision. The private beach is for the owners and their guest and is only a few steps from the duplex. Short term rentals are allowed. It is the responsibility of the buyer to verify all measurements if important.

Highlights

Listed by Francis King , 850-832-8042 and Andrew King , 334-714-1587 Beach King Realty , 850-832-8042. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.13

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bid A Wee

Listing ID

795717

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:10
  • ▪ Full Bathrooms:8
  • ▪ 1/2 Bathrooms:2
Appliances:Gas Range, Gas Water Heater, Ice Maker, Tankless Water Heater, Warming Drawer
Air Cond:Central Air,Multi Units,Separate Meters
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Upper Level Primary, Instant Hot Water

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:60.0 ft x 120.0 ft
Zoning:Resid Multi-Family
Roof:Metal
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Public Sewer,Sewer Tap Paid
Principal Interest
$12,707
Taxes
$680

Home Price

$2,300,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$460,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,707.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,707.17 $680.41 $0.00 $13,387.58
Yearly $152,486.02 $8,164.93 $0.00 $160,650.95
Total $4,574,580.74 $244,947.90 $0.00 $4,819,528.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS