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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13706 Front Beach Rd , Panama City Beach, FL 32413
$1,198,000
Est. Payment: $6,618.78/mo
0.14 Acres
Status: Active | Days on site: 113
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Harrison Lilly Team
Owner/Operator

House Description

A new perspective---are you able to enjoy your 401k and other investments right now? Why not make an investment that will grow in value while you enjoy it at the same time. You 'can have your cake and eat it too'. Looking to build a one level beach home with Gulf views? This is for you! Want a 2 or 3 story duplex so you can live in one unit and rent the other out? This is for you! Build your beach home on this lot with unobstructed Gulf views and beautiful sunsets! These lots have increased in value between 300 & 400% since developed in 2011. Private, gated, uncrowded dedicated beach access just across the street! Plenty of room for your umbrella or tent! Lot is ready-to-build and has a custom-built 56,000-gallon salt water pool with hot tub and outdoor bathroom already in place! R2/multi-family zoning and no new buyer fee or HOA. This listing is only for the lot with the pool/hot tub but check out the custom built 3 story home next door that is also available. These listings can be combined. See MLS #792122. Also available is the cleared, adjacent 60x100 lot, see MLS #770600. Owner financing available on all 3 listings.

Highlights

Listed by Regina Merritt , 334-790-0983 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.14

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bid A Wee

Listing ID

788475

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:60x100
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$6,619
Taxes
$764

Home Price

$1,198,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$239,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,618.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,618.78 $763.72 $0.00 $7,382.50
Yearly $79,425.33 $9,164.70 $0.00 $88,590.03
Total $2,382,759.88 $274,941.00 $0.00 $2,657,700.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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