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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13708 Millcole Ave , Panama City Beach, FL 32413
$949,900
Est. Payment: $4,817.71/mo
3 Bed
2 Bath
1400 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your Beachside Paradise in the highly sought after community of Bid-A-Wee Beach! Discover the charm of this beautifully renovated 3-bedroom, 2-bath cottage, located just 100 steps from the private, gated Bid-A-Wee Beach. Sitting on the corner lot of Millcole and Albatross, this Coastal Cottage has amazing Gulf views from kitchen and living room. With five exclusive beach access points, this home offers the perfect blend of coastal living and modern convenience. Completely Renovated: This home boasts updated features and brand new metal roof (2025). Move-in ready and designed for peace of mind! Spacious Lot: Situated on a generous 75' x 100' lot, the property offers endless possibilities. Add a carriage house, or even a pool - the choice is yours! Large fenced-in yard that includes a spacious storage building and a private backyard oasis. Fully furnished and rental-ready, This Coastal Cottage is perfect for weekly rentals or as your personal beach retreat. Start your mornings with coffee on the front porch smelling all of the flowers and end your evenings watching breathtaking sunsets. Prime Location: •Pier Park, Top Golf, and Dolly Parton's Pirate Adventure: Less than 2 miles away •Scenic 30A: Just 9 miles away •Golf cart-friendly area with easy access to the best of Panama City Beach Bid-A-Wee Beach is a hidden gem with no HOA, offering a serene and private coastal lifestyle. Don't miss the opportunity to own this stunning beach cottage. Schedule your showing today!

Highlights

Listed by Erich R Hardy , 720-984-5125 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1941

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bid-A-Wee Beach

Listing ID

790345

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:75' X 100'
Zoning:Resid Multi-Family
Roof:Metal
Others:
  • Additional:Outdoor Shower
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$4,818
Taxes
$692

Home Price

$949,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$189,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,817.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,817.71 $692.08 $0.00 $5,509.80
Yearly $57,812.56 $8,305.00 $0.00 $66,117.56
Total $1,734,376.89 $249,150.00 $0.00 $1,983,526.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS