Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
View All (48)
property photo 1
property photo 2
property photo 3
13708 Millcole Ave , Panama City Beach, FL 32413
$899,900
Est. Payment: $4,971.82/mo
3 Bed
2 Bath
1400 Sqft
0.17 Acres
Status: Active | Days on site: 97
Get Pre-Qualified
CPSFL2 - B11359
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Welcome to your Beachside Paradise in the highly sought after community of Bid-A-Wee Beach! Discover the charm of this beautifully renovated 3-bedroom, 2-bath cottage, located just 100 steps from the private, gated Bid-A-Wee Beach. Sitting on the corner lot of Millcole and Albatross, this Coastal Cottage has amazing Gulf views from kitchen and living room. With five exclusive beach access points, this home offers the perfect blend of coastal living and modern convenience. Completely Renovated: This home boasts updated features and brand new metal roof (2025). Move-in ready and designed for peace of mind! Spacious Lot: Situated on a generous 75' x 100' lot, the property offers endless possibilities. Add a carriage house, or even a pool - the choice is yours! Large fenced-in yard that includes a spacious storage building and a private backyard oasis. Fully furnished and rental-ready, This Coastal Cottage is perfect for weekly rentals or as your personal beach retreat. Start your mornings with coffee on the front porch smelling all of the flowers and end your evenings watching breathtaking sunsets. Prime Location: •Pier Park, Top Golf, and Dolly Parton's Pirate Adventure: Less than 2 miles away •Scenic 30A: Just 9 miles away •Golf cart-friendly area with easy access to the best of Panama City Beach Bid-A-Wee Beach is a hidden gem with no HOA, offering a serene and private coastal lifestyle. Don't miss the opportunity to own this stunning beach cottage. Schedule your showing today!
Show more

Highlights

Listed by Erich R Hardy , 720-984-5125 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.17

Year Built

1941

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bid-A-Wee Beach

Listing ID

790345

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:75' X 100'
Zoning:Resid Multi-Family
Roof:Metal
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$4,972
Taxes
$692

Home Price

$899,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$179,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,971.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,971.82 $692.08 $0.00 $5,663.90
Yearly $59,661.81 $8,305.00 $0.00 $67,966.81
Total $1,789,854.44 $249,150.00 $0.00 $2,039,004.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS