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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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116 Crane St , Panama City Beach, FL 32413
$1,395,000
Est. Payment: $7,707.17/mo
4 Bed
4 Bath
3053 Sqft
0.23 Acres
Status: Active | Days on site: 18
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 116 Crane Street, a custom Gulf-view home located just two blocks from the emerald waters and private beach access of Panama City Beach, Florida. Set on a 0.23-acre lot, this spacious 4-bedroom residence offers 3,053 square feet of thoughtfully designed living space. The upper level features two generously sized bedrooms, each with its own en suite bath, along with an open-concept kitchen and living area that showcases large skylights and beautiful Gulf views. The lower level offers two additional bedrooms with en suite baths, a large second living area, and a kitchenette, creating excellent flexibility for guests, extended family, or multigenerational living. With the ability to lock off each floor separately, the home also presents strong potential for a mother-in-law suite or income-producing setup. Additional highlights include an 18x19 garage with an oversized door ideal for boat or camper storage. Outdoors, the property transforms into a tropical retreat with a heated pool, oversized pool deck, patio, and tiki bar, perfect for entertaining and relaxing. A permitted 16x20 insulated building adds even more versatility and may be used for storage, a workshop, or future conversion potential. There is also ample parking for cars, boats, trailers, and campers. ABOUT THE AREA: Bid-A-Wee Beach is a distinctive residential community in Panama City Beach, Florida, known for its private beach access and laid-back atmosphere. It offers residents and guests a quieter, more secluded coastal experience than many public beach areas nearby. The neighborhood features a mix of charming beach cottages, vacation homes, and upscale beachfront properties, giving it a relaxed yet appealing coastal feel. Its family-friendly setting makes it attractive for people looking for a peaceful beach retreat. Beyond the shoreline, Bid-A-Wee Beach is also conveniently close to Panama City Beach's restaurants, shopping, attractions, and outdoor activities. Visitors can enjoy nearby state parks, fishing, water sports, golf, or simply unwind along the Gulf's white sand beaches. Overall, Bid-A-Wee Beach combines natural beauty, privacy, and convenience, making it a desirable spot for anyone wanting a more exclusive Panama City Beach experience. Private showings available by appointment only.

Highlights

Listed by Troy R Campbell , 850-481-6371 Palm Realty and Property Management Services LLC , 850-481-6371. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bid-A-Wee Beach

Listing ID

794738

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Upper Level Primary, Walk-In Pantry, Storage

Exterior Features

Lot:Sprinkler System
Lot Dimensions:70.0 ft x 92.0 ft
Roof:Asphalt
Others:
  • ▪ Additional:Covered Patio, Deck
Sewer:Public Sewer
Principal Interest
$7,707
Taxes
$386

Home Price

$1,395,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$279,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,707.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,707.17 $386.42 $0.00 $8,093.60
Yearly $92,486.09 $4,637.06 $0.00 $97,123.15
Total $2,774,582.66 $139,111.80 $0.00 $2,913,694.46

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS