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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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406 Albatross St , Panama City Beach, FL 32413
$619,000
Est. Payment: $3,139.45/mo
3 Bed
4 Bath
1490 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Coastal charm, thoughtful upgrades, and a rare private beach lifestyle come together in this beautifully maintained Key West-style home in the highly sought-after Bid-A-Wee Beach community. With exclusive gated beach access and just two blocks from the Gulf, this 2014 residence captures the ease, durability, and quiet luxury of true coastal living. Inside, the home offers a desirable first-floor primary suite featuring a double vanity and direct back patio access to the backyard. The kitchen balances style and function with high-end stainless steel appliances, induction stove, quartz countertops, a large center island, and built-in pantry shelving that adds both charm and practical storage. Also on the main level, the bright, open layout and bonus half bath make entertaining effortless. Upstairs, you'll find hardwood flooring throughout, along with two additional bedrooms, each offering an en suite bathroom and walk-in closet. Outdoors, the lifestyle truly takes center stage. Lush tropical landscaping surrounds a private backyard retreat, complete with an outdoor shower that's perfect for rinsing off after a day at the beach before stepping back into comfort. The extended patio and fully fenced yard create the perfect post-beach sanctuary for grilling with friends, unwinding in the hot tub, or enjoying warm coastal evenings under the stars. Topped with a low-maintenance metal roof, this home also comes with no HOA dues and no required flood insurance. A spacious outdoor storage shed keeps beach gear, gardening tools, and seasonal items neatly tucked away. And don't forget to enjoy a glimpse of the Gulf every time you head out to check the mail. From this exceptional location, you're perfectly positioned to enjoy everything Panama City Beach has to offer. Just minutes away are the newly opened TopGolf, Pirates Voyage Dinner & Show, World Famous Tootsie's Orchid Lounge, and 810 Billiards & Bowling. You'll also be approximately 2 miles from Pier Park, 8 miles from St. Andrews State Park, 12 miles from 30A, and 15 miles from Northwest Florida Beaches International Airport. Homes in Bid-A-Wee that offer modern construction, thoughtful updates, a straight shot to the Gulf, and easy access to the best of Panama City Beach are a rare find. Schedule your private showing today and discover your own beachside escape.

Highlights

Listed by Katelyn Dimond , 404-338-0822 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2014

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bid-A-Wee Beach 1st Add

Listing ID

792160

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$3,139
Taxes
$395

Home Price

$619,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$123,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,139.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,139.45 $394.61 $0.00 $3,534.06
Yearly $37,673.41 $4,735.35 $0.00 $42,408.76
Total $1,130,202.43 $142,060.50 $0.00 $1,272,262.93

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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