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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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140 Southfields Rd , Panama City Beach, FL 32413
$669,000
Est. Payment: $3,393.04/mo
4 Bed
4 Bath
2088 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Turn-key beach retreat just minutes from 30A, Inlet Beach, and Pier Park! Located in the quiet, low-density Bella Costa community, this fully furnished 4-bedroom, 3.5-bath vacation rental is perfectly positioned for guests looking to experience the best of the Emerald Coast. Just a short walk to Public Beach Access #93 and the World's Most Beautiful Beaches, this property offers the ideal blend of location, space, and rental potential. Spanning three spacious levels, this coastal getaway features balconies on every floor, creating the perfect spots for morning coffee, sunset cocktails, and relaxing after a day at the beach. The open-concept living areas are designed with entertaining in mind, while the large floorplan comfortably accommodates multiple families and groups, maximizing rental appeal. The open-concept living space flows effortlessly for entertaining, and the generous floorplan comfortably sleeps multiple families, perfect for reunions, girls' trips, or groups chasing that laid-back 30A weekend. You and your guests will love the community pool, garage parking, and close proximity to 30A shopping, dining, waterfront restaurants, and the attractions of Pier Park. Whether you're looking for a second home, investment property, or high-demand short-term rental, this Bella Costa beauty is ready to start generating income from day one.

Highlights

Listed by Sostheim Group , 850-814-4560 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

27 - Bay County

Neighborhood

Bella Costa

Listing ID

1007337

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Lighting Recessed, Split Bedroom

Exterior Features

Lot:Within 1/2 Mile to Water
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Sprinkler System, Deck Covered, Deck Open, Patio Covered, Patio Open
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$3,393
Taxes
$599
HOA
$0

Home Price

$669,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$133,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,393.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,393.04 $599.00 $0.00 $3,992.04
Yearly $40,716.50 $7,188.02 $0.00 $47,904.52
Total $1,221,495.04 $215,640.60 $0.00 $1,437,135.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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