Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
View All (5)
property photo 1
property photo 2
property photo 3
4000 Ocean St , Panama City Beach, FL 32408
$210,000
Est. Payment: $1,160.22/mo
0.17 Acres
Status: Active | Days on site: 1
Get Pre-Qualified
BPPG - B0214
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Prime Residential Lot in Panama City Beach, Build Your Coastal Dream Home! Great opportunity to own a piece of residential land located at 4000 Ocean Street on the desirable east end of Panama City Beach. Nestled between the Grand Lagoon and the beach, this property offers an exceptional canvas for constructing your custom primary residence, vacation retreat, or beach getaway. This area is popular with investors because there is no HOA, short term rentals are allowed and the public beach access is only 900' away and only 1 mile to the boat ramp on Safari St. Boating, marina facilities, dining, and entertainment couldn't be more convenient. Measuring 50' x 150' this lot is larger than most of the lots in the area and public water and sewer lines are at the street. The buildable footprint of this lot increases your options allowing room for a pool and guest house. Establish your ideal coastal home in an established PCB community on your own timeline. Whether you are looking to build immediately or hold as a long-term real estate investment, this property offers strong location value. Contact the listing agent for further details.
Show more

Highlights

Listed by Chris J Charles , 850-866-3720 The Premier Property Group , 850-213-5000. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.17

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bel Air

Listing ID

796350

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 150.0 ft
Zoning:Resid Single Family
Principal Interest
$1,160
Taxes
$138

Home Price

$210,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$42,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,160.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,160.22 $138.44 $0.00 $1,298.66
Yearly $13,922.64 $1,661.26 $0.00 $15,583.90
Total $417,679.11 $49,837.80 $0.00 $467,516.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS