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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17927 Front Beach Rd Unit 3 , Panama City Beach, FL 32413
$1,625,000
Est. Payment: $8,977.89/mo
2 Bed
3 Bath
1666 Sqft
0.1 Acres
Status: Active | Days on site: 22
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Harrison Lilly Team
Owner/Operator

House Description

Gulf-Front Coastal Living | West Panama City Beach Experience the rare opportunity to own an exceptional Gulf-front townhome in West Panama City Beach, offering 18 linear feet of direct frontage on the Gulf of Mexico and uninterrupted views of the emerald waters, sugar-white sands, and spectacular coastal sunsets. Thoughtfully positioned to maximize its Gulf-front setting, this curated 2-bedroom, 2.5-bath residence offers multiple outdoor living spaces designed for effortless coastal entertaining and relaxation. The expansive Trex decks provide the perfect backdrop for morning coffee, sunset cocktails, al fresco dining, or simply enjoying the ever-changing beauty of the Gulf. The lower-level decks offer both covered and open-air areas for grilling and gathering, complemented by a convenient outdoor shower. The main living level is designed around the view, with an inviting open-concept arrangement encompassing the kitchen, dining area, living room, and half bath. Floor-to-ceiling coastal vistas take center stage, while the spacious Gulf-front Trex deck seamlessly extends the living area outdoors--creating an ideal setting for entertaining or unwinding to the sound of the waves. The private third-floor retreat features two bedrooms and two full baths, along with a laundry closet, HVAC, water heater, and owner's closet. The primary bedroom is especially captivating, offering the luxury of waking each morning to panoramic Gulf views. Adding to the appeal is the rare two-car garage, offering valuable storage and flexibility with the potential to create additional living space, bedrooms, or a customized private retreat while retaining a single garage or storage area. Located within Beachside West at Laguna Beach, an intimate Gulf-front community of just 15 residences, this property offers an exceptional level of privacy and exclusivity. Best of all, it is fee simple with no HOA dues or fees, providing ownership of both the residence and the land. Recent capital improvements include new quartzite countertops, lighting, interior paint, smoothed ceilings, fixtures, hurricane shutters, appliances, window treatments, custom closets, and ceiling fans in 2024-2026. New roof in 2023, new upper and lower Trex decks in 2022, and a freshly painted exterior in Spring 2024. With its coveted Gulf-front position, intimate community setting, generous outdoor living, private garage, and exceptional ownership structure, this residence presents a truly distinctive opportunity to experience the refined coastal lifestyle of West Panama City Beach as a private residence or investment property.

Highlights

Listed by David R Dees , 850-814-2613 Paradise Realty , 850-814-2613. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.1

Year Built

1993

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Beachside West

Listing ID

794763

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Gas Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:18.0 ft x 237.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck, Patio, Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$8,978
Taxes
$870

Home Price

$1,625,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$325,000
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Monthly Price:
$8,977.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,977.89 $870.35 $0.00 $9,848.24
Yearly $107,734.69 $10,444.20 $0.00 $118,178.89
Total $3,232,040.74 $313,326.00 $0.00 $3,545,366.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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