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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16544 Front Beach Rd , Panama City Beach, FL 32413
$749,000
Est. Payment: $4,138.12/mo
0.28 Acres
Status: Active | Days on site: 1
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EWES - E7440
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' An Extraordinary Waterfront Opportunity with Gulf Views in Panama City Beach Opportunities like this are becoming increasingly rare. Perfectly positioned along Front Beach Road, this exceptional waterfront property offers a breathtaking setting between Lullwater Lake and Star Lake, while also capturing beautiful views of the emerald waters of the Gulf of America. Imagine watching spectacular sunsets paint the sky each evening as the shimmering Gulf provides a stunning backdrop just moments away. This unique property combines the serenity of lakefront living with the excitement and convenience of one of Panama City Beach's most desirable locations. Wake up to peaceful water views, enjoy gentle coastal breezes, and experience the best of Florida's waterfront lifestyle with the beach just across the street. Whether you're envisioning a luxury coastal estate, an exclusive vacation retreat, or a premier development opportunity, the possibilities are truly endless. The property's elevated position offers the potential to maximize panoramic views of the Gulf of America while preserving the tranquil beauty of the surrounding lakes. Just minutes from Pier Park, Frank Brown Park, world-class dining, shopping, entertainment, and Northwest Florida Beaches International Airport, this property delivers the perfect balance of privacy, convenience, and investment potential.
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Highlights

Listed by Donald T Janovyak , 850-235-2551 Emerald Coast Realty Group , 850-235-2551. Emerald Coast Multiple Listing Services

Property Type

Vacant Land
Lot/Acreage
0.28

County

Bay

Area

27 - Bay County

 Neighborhood

Beach front

Listing ID

1013310

Questions about this listing?

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Interior Features

Exterior Features

Lot:Survey Available,Build To Suit,Bay,Lake
Lot Dimensions:87 ft x 119 ft x 100ft x 80
Zoning:Commercial
Sewer:Community Sewer
Principal Interest
$4,138
Taxes
$186

Home Price

$749,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,138.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,138.12 $185.53 $0.00 $4,323.65
Yearly $49,657.41 $2,226.35 $0.00 $51,883.76
Total $1,489,722.16 $66,790.50 $0.00 $1,556,512.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T00:53:56.000Z

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