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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6568 Harbour Boulevard Unit 5 , Panama City Beach, FL 32407
$199,900
Est. Payment: $1,104.42/mo
1 Bed
1 Bath
850 Sqft
0.03 Acres
Status: Active | Days on site: 43
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Harrison Lilly Team
Owner/Operator

House Description

**NEW PRICE $199,900 | WATERFRONT | DIRECT GULF ACCESS | BRING YOUR BOAT!** Now offered **under $200,000!** Discover waterfront living at **6568 Harbour Boulevard** in the gated Harbour Towne community of Panama City Beach. This updated one-bedroom townhome combines modern interior improvements with **direct canal access to the Gulf of Mexico and the ability to add a private boat lift**, subject to applicable HOA requirements and permitting. Inside, you'll find new tile flooring throughout, updated kitchen appliances, new kitchen cabinetry, and new bathroom cabinetry, creating a fresh, contemporary interior that's ready to enjoy. The flexible floor plan provides additional space for guests, a home office, or expanded living. Step outside to your waterfront setting and enjoy direct access to the area's waterways. Add a private boat lift and enjoy convenient access for boating, fishing, kayaking, trips to Shell Island, or an evening cruise. The outdoor space offers canal views and an opportunity to enjoy the waterfront setting right from home. Harbour Towne is a gated community offering **two swimming pools and pickleball courts**, with a community pool conveniently located directly across from the property. **Long-term rentals are permitted**, providing additional flexibility for ownership and investment use. **PROPERTY HIGHLIGHTS** • **NEW PRICE -- $199,900** • Updated one-bedroom waterfront townhome • Direct canal access to the Gulf of Mexico • Private boat lift allowed, subject to HOA requirements and applicable permitting • Waterfront outdoor space with canal views • Flexible interior space for guests, office, or additional living area • New tile flooring throughout • Updated kitchen appliances • New kitchen cabinetry • New bathroom cabinetry • Gated Harbour Towne community • Two community swimming pools • Pickleball courts • Community pool conveniently located directly across from the property • Long-term rentals permitted • Convenient Panama City Beach location **WATERFRONT. GULF ACCESS. UNDER $200K.** At **$199,900**, 6568 Harbour Boulevard offers an opportunity to own an updated waterfront property with direct Gulf access in Panama City Beach. Bring your boat and discover the Harbour Towne waterfront lifestyle.

Highlights

Listed by Andrea M Chester , 850-819-7487 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

178 Monthly

Year Built

1988

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Baytown Condo

Listing ID

793110

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, PlumbedForIce Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:22.0 ft x 70.0 ft
Zoning:County
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Electric Gate,No Garage,Parking Lot,Gated
Principal Interest
$1,104
Taxes
$117
HOA
$178

Home Price

$199,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,104.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,104.42 $116.67 $178.00 $1,399.09
Yearly $13,253.02 $1,400.00 $2,136.00 $16,789.02
Total $397,590.73 $42,000.00 $64,080.00 $503,670.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS