Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

6523 Sunrise Dr , Panama City Beach, FL 32407
$359,000
Est. Payment: $1,983.42/mo
4 Bed
2 Bath
1288 Sqft
0.07 Acres
Status: Active | Days on site: 1
Get Pre-Qualified
EBBI - E9772,E9403
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

LOCATION, LOCATION, LOCATION! Welcome to your waterfront gateway in Panama City Beach! This beautifully refreshed 4-bedroom, 2-bath offers the Emerald Coast lifestyle you've been waiting for, with direct Gulf access right from your backyard and no HOA fees. The home has been thoughtfully updated with LVP flooring, attractive countertops, and more, creating a fresh, comfortable space that is move-in ready. The spacious, sun-filled kitchen is perfect for everyday living or entertaining. Boaters will love the deep canal and private waterfront access, allowing you to dock your boat right outside your home and reach the bay and Gulf waters in minutes. There is a full-service marina conveniently located at the end of the canal for additional boating needs. With over 1,500 square feet, generous parking for at least four vehicles, and space for RVs, this property offers plenty of flexibility for family, guests or renters. Sold furnished and ready to enjoy as a primary residence, second home, or vacation rental, this is a property with exceptional possibilities. Whether you're looking for your own coastal retreat, a boating enthusiast's paradise, or an investment opportunity, this waterfront gem deserves a look. Come see it and experience the Emerald Coast lifestyle for yourself!

Highlights

Listed by Renata Morse , 850-527-3923 and Kelli Sullivan , 850-819-8246 Beachy Beach Real Estate , 850-233-4351. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

Year Built

1994

County

Bay

Area

27 - Bay County

Neighborhood

Bayside

Listing ID

1012657

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dryer, Refrigerator, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Split Bedroom

Exterior Features

Lot:Cleared,Within 1/2 Mile to Water,See Remarks,Canal
Lot Dimensions:50 x 57
Zoning:City, Mobile Home
Others:
  • ▪ Additional:Deck Open
Sewer:Public Sewer
Principal Interest
$1,983
Taxes
$129

Home Price

$359,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,983.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,983.42 $128.78 $0.00 $2,112.21
Yearly $23,801.08 $1,545.40 $0.00 $25,346.48
Total $714,032.38 $46,362.00 $0.00 $760,394.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

© 2026 Emerald Coast Multiple Listing Services