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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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634 Hancock Way , Panama City Beach, FL 32413
$379,900
Est. Payment: $1,926.78/mo
4 Bed
2 Bath
2006 Sqft
Status: active | Days on site: 22
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Ever wanted a house that feels brand new without the guesswork? Tucked into the up-and-coming Bayside at Ward Creek community, this four-bedroom, two-bathroom home sits among attractive newer neighbors in a spot that keeps getting better. Let's start with the layout, because it just works. Four bedrooms give everybody a place to land, whether you need space for a home office, guest room, or additional living areas. The floor plan flows nicely, making it easy to live in whether you're seeking a primary residence or a laid-back second home near the water. Now, the neighborhood. This is a modern residential pocket with real staying power, the kind of place where new homes keep popping up and residents put down roots. You're close to everyday essentials too, so grocery runs, appointments, and school access stay simple. The location is the fun part. Highway 98 puts you a quick hop from Pier Park, where the shopping, dining, and entertainment keep weekends busy. Nature lovers get Gayle's Trails and Conservation Park nearby, plus Frank Brown Park for the sporty crowd. Arnold High School and Gulf Coast State College round out the education options, and the airport makes travel painless. Oh, and those sugar-white Gulf beaches? Just minutes away. Priced to compete in a market that stays hot, this one won't sit around long. Come take a look for yourself.

Highlights

Listed by MaryAnn Enfinger , 850-832-5263 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

235 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bayside at Ward Creek

Listing ID

793022

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:99.0 ft x 113.0 ft
Roof:Shingle
Others:
  • Additional:Rain Gutters
Sewer:Public Sewer
Principal Interest
$1,927
Taxes
$379
HOA
$235

Home Price

$379,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,926.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,926.78 $379.33 $235.00 $2,541.12
Yearly $23,121.37 $4,552.01 $2,820.00 $30,493.38
Total $693,641.20 $136,560.30 $84,600.00 $914,801.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS