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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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580 Melrose Way , Panama City Beach, FL 32413
$314,901
Est. Payment: $1,739.78/mo
3 Bed
3 Bath
1497 Sqft
0.05 Acres
Status: Active | Days on site: 29
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DROFEC - B10758,B12593
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 580 Melrose Way, a new townhome in Bayside at Ward Creek in Panama City Beach, Florida. This is an end unit townhome is our current model home that has been released for sale. This townhome is being sold unfurnished. All furnishings and window treatments will be removed prior to closing. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, granite countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Beautiful windows surround the living area allowing for natural light. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. The interior features include EVP flooring throughout the main level and second level bathrooms and plush carpet on the stairs, upstairs hallway and bedrooms. All appliances that are currently in the model are included and the warranty will be for the time remaining on the item.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.05

HOA Fee

305 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bayside at Ward Creek

Listing ID

794792

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:25x100
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,740
Taxes
$201
HOA
$305

Home Price

$314,901

Loan Details

30 yrs
7.374%

Down Payment

20%
$62,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,739.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,739.78 $200.75 $305.00 $2,245.53
Yearly $20,877.39 $2,408.99 $3,660.00 $26,946.38
Total $626,321.76 $72,269.78 $109,800.00 $808,391.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS